154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 14, 2022

Great experience with Nationwide pet…

Great experience with Nationwide pet insurance. Today, I had to call and cancel a policy for my cat that recently passed away, I spoke with Carl and he walked me through step by step and made sure everything was done correctly. He was also extremely sincere and caring about the loss of my kitty. It was very appreciated during such a sad time. Thank you Carl and Nationwide! -Christy

Insurer: Nationwide

By: Christy Diffey

October 14, 2022

love this company

love this company! Claims are so easy to upload! and space dog is so cute!

Insurer: Embrace

By: Stacey Taylor

October 14, 2022

They'll penalize your pet for so much as a sneeze

Unless your pet is brand new to the world, the insurance is a scam and not worth it. My cat Lucina had to go to the emergency room - twice - this summer because of bladder stones that have developed. I spent thousands of dollars on her diagnosis and treatment, and Embrace refused to cover any of it. Why? Because in January, she had a UTI. Apparently because we never did the tests to rule out bladder stones then, they won't cover bladder stones we know she has now. It's one thing to say you won't cover things she's definitely been diagnosed with before, that makes sense - but to not cover something because she might've had it? Come on. I ended up cancelling my policy because I might as well spend the money directly on treatment rather than feeding it to a company that won't cover anything my cat actually needs. Thanks for nothing.

Insurer: Embrace

By: Amber

Verified October 14, 2022

I feel relieved

I feel relieved knowing that my pets are covered. They are as much a part of my family as any other relative. Applying for reimbursement was easy and painless. However, I did ask that the covered expenditures be Direct Deposited but instead was sent by checks. Not a game changer at all. Just a surprise. Well worth having

Insurer: Prudent Pet

By: David

Verified October 14, 2022

Absolutely not worth it

We will be canceling our insurance very soon. What Figo “covers” is almost a joke. We pay over $100 per month for our two dogs. They covered only $90 of their routine, annual visit (which cost us almost $1000) despite us paying for the advanced wellness plan. Their limits are insanely low - $45 for exams, something similar for teeth cleanings. How does that help at all? Teeth cleanings in our area range from $600-$1500 for a single dog. Oh, and they’re relentless about “pre-existing conditions.” They denied our recent visit to the vet, where we found out our dog has gingivitis, because there were notes in older visits about her having plaque. We’re better off just putting the money we’re throwing away on this insurance into a savings account to pay for these things ourselves.

Insurer: Figo

By: MN Dog Lover

Verified October 14, 2022

Great service

Customer service agent was very helpful. Thank you

Insurer: Figo

By: customer

October 14, 2022

We loved Healthy Paws for years...not anymore

We loved Healthy Paws for years, but the last two rounds of premium increases have been absolutely unreasonable (over 150% increase each year!). I've tried everything to get someone to talk me through my options. I've been willing to compromise on our coverage levels, but every little change I make (even when reducing coverage) increases our premiums even more! I was promised a local manager for my region would call me on a specific day and time, and they never did. It's been two months and I never heard from them. I've spent hours on the phone trying to stay a customer, and I've gotten zero help or support. Healthy Paws used to be the most affordable for us. Now, they are the most expensive. They'll be losing us as a customer.

Insurer: Healthy Paws

By: Bria Schecker

Verified October 14, 2022

Monica was great!!!

Monica was great!!!

Insurer: Prudent Pet

By: Lisa Lara

Verified October 14, 2022

The concept in this current social mode…

The concept in this current social mode of medical markets is interesting but self serving for the industry. The waiting period is cruel to the animals in this current social situation as most people do not have the cash which os why they are chising insurance. My dog has a painful injury and we wait while ASPCA pockets money. Certainly you could come up with a fait middle option that would aid treatment and consider the owners.

Insurer: ASPCA

By: Sharon Marks

October 14, 2022

I submitted docs for the first time and…

I submitted docs for the first time and I found it very easy and the communication excellent. I even added some old claims in my submission and those were covered too.

Insurer: Fetch

By: Kristen S

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