154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified January 14, 2023

Relatively easy web site to new policy navigate

Relatively easy web site to navigate. Pease of mind having insurance for our dog.

Insurer: Spot

By: Melissa A Koveleskie

January 14, 2023

Poor coverage. Poor experience.

My veterinarian diagnosed my dog with hypothyroidism a year after purchasing this insurance. She had never been seen, treated, or diagnosed with this in the past. I filed claims totaling over $1000 for visits, test, treatment, and medications. The claim representative(s) claimed this was a preexisting condition since my dog had been seen for a skin infection prior to me purchasing this insurance. My veterinarian wrote a letter to the claim representative stating that the skin infection and hypothyroidism were no related and provided dates, which were within the policy period, in which my dog had been seen for the new illness. My claim continued to be denied with no expenses covered. The ease of claim submission does not outweigh the lack of coverage. I would not recommend this insurance to anyone, and I plan to cancel my policy.

Insurer: Pets Best

By: Joshua

Useful
Verified January 14, 2023

Helpful tool

This has been very helpful thus far and I would recommend their services.

Insurer: ManyPets

By: Jeff

Verified January 14, 2023

A must-have for responsible pet owners

ASPCA pet insurance is a must-have for all pet owners. From wellness check-ups to diagnosis and treatment of serious conditions, they have been there for all of our cats for the past 15 years or so. Quick claims process with helpful and caring staff. Highly recommended.

Insurer: ASPCA

By: Richard Jurewicz

January 14, 2023

Lemonade is Ridiculously Convenient and Fast

I've had to submit 2 claims with Lemonade so far and both of them have been an absolute breeze. The first was for an emergency visit over the weekend and we had our reimbursement the same week. The second one was just a regular checkup where we were reimbursed literally as soon as I submitted the claim!

Insurer: Lemonade

By: Charles

Useful
January 14, 2023

claims

Petsbest will use any excuse to denie any claim. Response time can take months. Stay away from this company !!!

Insurer: Pets Best

By: Frank

Useful
January 14, 2023

After the loss of a cat and elderly dog…

After the loss of a cat and elderly dog in 18 months and the expensive emergency vet fees we decided to sign our other pets up for an insurance plan. We did a lot of research and settled on Fetch. We currently have 4 cats (including our new kitten) and we just adopted a rescue dog. Our kitten is super active and even after doing everything we could to kitten-proof our house he somehow managed to break his hip - we aren’t sure how but think he climbed up the outside of the stairs and fell from 12 feet up when he couldn’t turn around - I caught him doing this the day before but grabbed him before he got too high, and hadn’t yet figure out how to prevent this. I had installed netting along the inside of the stairs in fear of him slipping through the rails but didn’t account for that 2.5” overhang on the outside. So our baby cat had to have very expensive emergency vet care followed by surgery. Fetch was amazing and it only took about 2 weeks for the reimbursement to show up in my account with zero issues. We had used it once previously for one of our cats having nonspecific gastro issues and they were just as responsive then. I can’t believe we went so many years without pet insurance but I would not be without it again. Pay attention to the requirements and ensure you have a yearly visit in your pet’s records, you will need that to make a claim. I find the app easy to use and will recommend Fetch to everyone!

Insurer: Fetch

By: Richelle

Verified January 14, 2023

Embrace the Coverage

Embrace is an awesome company -- not only is coverage better than other pet insurance companies, but the employees honestly care about helping the customer. Recently, clarification was needed on a submitted invoice and the representative working on the claim reached out to my Vet for clarification -- awesome customer service!

Insurer: Embrace

By: Judith Sarsten

Verified January 14, 2023

Excellent pet insurance

I was very hesitant to buy pet insurance and after reading reviews, I chose Manypets. The turn around time for claims is amazing. I submitted two claims and within the hour they were approved and I had a direct deposit in my account the very next day. Submitting the claim online is also a plus. Thank you for the great service.

Insurer: ManyPets

By: Michele

Verified January 14, 2023

Easy application process

Easy application process. Website easy to follow Quick quote response.

Insurer: ManyPets

By: Donald Robinson

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