154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 07, 2023

Great service

Great service! Process claims in a timely manner.

Insurer: Fetch

By: Ginny Worley

Verified May 07, 2023

Everyone was so helpful

Everyone was so helpful! Screwed up my submission and the problem was fixed on your end before I could even call! Thank you!!

Insurer: Embrace

By: Gretchen Munson

May 07, 2023

Love Fetch!

We have had a great experience with Fetch! Super affordable, easy to submit claims, and true to what you sign up for. I strongly recommend getting pet insurance and using Fetch.

Insurer: Fetch

By: Amanda Faber

May 07, 2023

Made a claim over 3weeks ago

Made a claim over 3weeks ago. Still nothing! Only multiple email's requesting information from my vet. Not happy.

Insurer: Embrace

By: mloa69

Verified May 07, 2023

Coverage problem

I’m not a fan of how I couldn’t add the preventive care option onto my dogs plan on the initial plan purchase. I tried calling to ask about it, but I kept having issues reaching a person. And now I apparently have to wait a year in order to add on the preventive care option to my coverage so any vaccines or wellness exams aren’t covered for a year.

Insurer: Spot

By: Megan Perreault

Verified May 07, 2023

Emergency surgery, on a holiday!

My dog had an intestinal obstruction just after Christmas 2022. (He is an 9lb Yorkie who ate a 4oz package of chocolate covered hazelnuts! One hazelnut didn’t come back up and stayed in his intestines for 4 days, causing a laundry list of ailments/problems) This incident required X-rays, an ultrasound, medications, observation, IV fluids, multiple vet visits, and ultimately- emergency surgery plus two nights in an emergency vet post surgery. This was a very stressful, emotional experience- I was really worried and upset. Once I called in to FIGO and a representative explained what would be covered, I was so relieved!! I felt so much less stress that I wasn’t going to be responsible for a total of $5,800 in vet bills, and I could focus my energy on getting him home and caring for him post surgery. At times (prior to this emergency situation) there had been small things FIGO didn’t cover (which is how insurance works) and several things they did…. But when I needed them the most, they were there. I am a very happy, grateful customer!

Insurer: Figo

By: DDU

May 07, 2023

Always polite- answered my questions!!

Always polite- answered my questions!!

Insurer: Embrace

By: customer

May 07, 2023

Waiting 10 days for claim to process

I submitted a simple claim 10 days ago and still have not received a decision or reimbursement. I chose Trupanion because of their promise to "Find out the status of your claim and what is covered in minutes". I have found this not to be true.

Insurer: Trupanion

By: Yeetr Max

Verified May 07, 2023

Policy: TC0001507072

Thank you for your review, I am so happy with having my Dusti, under the loving care of Trupanion Insurance. I recommend Trupanion to all new dog owners as I take my Dusti for walks in the park. I always tell them how great this insurance is. You always come through for Dusti and me, and I take great pride to have you on my side, when it comes to taking care of my beloved Dusti. Thank you so much for your constant care and help. Lil B

Insurer: Trupanion

Veterinarian: Chartwell Veterinary Clinic

By: Lil

Useful
May 07, 2023

First time submitting a claim

First time submitting a claim. Very easy to understand and smooth process on submission.

Insurer: Embrace

By: Thomas Franklin

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