154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 11, 2023

I thought I had signed up for…

I thought I had signed up for vaccination coverage... guess not. Other than that, it seems to be okay. About half the cost of my auto/home insurer. I'll see what happens when I have to use it.

Insurer: Spot

By: Janet Covellone

May 11, 2023

Current Experience Much Better than Past

I have had some issues with Fetch in the past re: the timeliness of claim reimbursement and their automated phone system is far from easy to navigate. This time around I must say my experience has been essentially flawless thanks to a team member named Kayla. Kayla was responsive over emails and even returned phone calls over the course of my claim being looked at. Kayla alone has pushed this review to 5 stars.

Insurer: Fetch Canada

By: Chris G

May 11, 2023

Nationwide is outstanding

We have a beagle/Corgi mix that thinks everything is edible. WE have have several claims and Nationwide always pays and pays quickly. They make it so easy to file a claim online then they directly deposit the check into our account. We are so happy we choose Nationwide we we first got our Cooper.

Insurer: Nationwide

Veterinarian: Caldwell Mill Animal Clinic

By: Jean

Useful
Verified May 11, 2023

Embrace has been great insurance for my…

Embrace has been great insurance for my cat Hansel that couldn’t breathe and the coverage was great . Embrace allowed me to get to the bottom of Hansel’s issue which was a dental issue. They covered three opinions- one which was brain cancer , another that was polyp and another dental . Of course being in the medical field I selected dental first cuz I wasn’t about to do a CT on my cats head with the prognosis of radiation to extend his life a year or so. I used common sense and realized that not all vets are created equal and he had dental work and he’s fine now . Thank you Embrace!

Insurer: Embrace

By: Heidi Keivan

May 11, 2023

I can swear by Trupanion

I can swear by Trupanion. My sister and my brother recommended Trupanion. They both were/are very satisfied with this insurance company. I just came from the vet and Trupanion was there for me, as they promise to be. Honestly this was the first time I used their service. I'm so so so impressed. I will highly recommend them to everyone I know. Honestly I have so much peace of mind. The premiums are worth it.

Insurer: Trupanion Canada

By: Carlos Barbosa

Verified May 11, 2023

When filing for claims I never…

When filing for claims I never experienced a quick turnaround for payment until I joined Pumpkin. Thank you Team!

Insurer: Pumpkin

By: Ms.Dorsey

May 11, 2023

Great Customer Service

Since having this as my pet insurance I have had interactions with staff that were very helpful in ensuring my claims were submitted correctly. They are consistently patient and professional when assisting with all of my claims. They also eliminated unnecessary paperwork that was previously required. I would highly recommend this pet insurance for your animals.

Insurer: Embrace

By: Rosa Clark

May 11, 2023

I spoke with Chris and he was…

I spoke with Chris and he was knowledgeable, friendly, and explained things well. I've always had a great experience talking with Nationwide and today's was no different.

Insurer: Nationwide

By: Mildred Fagerlund

Verified May 11, 2023

Highly Recommend Figo

We got our first dog and asked our insurance agent for pet insurance recommendations; Figo was number one. Unfortunately, our fur baby was diagnosed with parvo and spent two nights in the hospital, with a large bill. Figo made it easy to submit a claim and it was processed quickly. We renewed with Figo when our policy was ending…never thought of going anywhere else.

Insurer: Figo

By: ksmitch

Verified May 11, 2023

Simple and easy, needs more coverage

Simple and straight forward claim process. Friendly local community of users. Allows me to pay annually at a discount rather than a higher monthly rate. Only disappointing thing is that they max out at 80% reimbursement. I’d gladly pay more if they offered a 90% reimbursement plan.

Insurer: Figo

By: Jansen

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