154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 30, 2023

Nothing is covered under Major Medical Plan

If I could give this company less than 1 star I would. Had their Major Medical Plan for more than 2 years, after a "colleague" suggested that NW is the best pet insurance you can ever have. What a joke -the plan was supposed to cover our 3 pets. Every single time I sent a claim in it was not covered or needed some additional information which in the end resulted in no coverage. It's not insurance it's just junk. They will gladly take your money but don't expect much from them and you will not be disappointed.

Insurer: Nationwide

By: L. Basson

Verified May 30, 2023

Long wait

It took far too long to reach a customer service representative while trying to purchase insurance. Called back multiple times and also had a call drop after spending 30 minutes on the phone.

Insurer: ASPCA

By: Anthony Caiazzo

May 30, 2023

So disappointed with this company

So disappointed with this company. We read all of the reviews, compared other plans. We were with Nationwide for years, but we’re hoping to get better coverage. They do a great sales pitch. However, when our 1 yr old dog had a yeast infection on his ears due to an allergic reaction from a shampoo, he scratched his body and outside of ears because they were itchy. He then got an atopic infection on outside of ears. It was difficult to resolve as they weren’t sure if it was bacterial or fungus. It took a few visits to get it under control, but it was complete resolved. Spot denied a claim for the last visit to his vet, in which they took cultures and administered both antibiotics and fungus meds. It came to almost $700 because we needed to get this resolved once and for all. The culture from the lab came back that it was indeed yeast. They denied the claim claiming it was a pre-existing condition and also said they would not cover any type of dermatitis he ever got in the future. I appealed with notes from the vet that it was resolved. They said that it seemed he had chronic allergies and they won’t cover it! Dogs get yeast infections. Dogs have allergic reactions. But they considered it a permanent chronic condition! We went back to Nationwide.

Insurer: Spot

By: Debbie Koslow

Verified May 30, 2023

Used you for many years

Used you for many years. Always, its me confusing my dogs billing. Very patient and kind, excellent customer service. Dogs love you too!

Insurer: ASPCA

By: Rosemarie Wiesehan

Verified May 30, 2023

It was easy and clear to follow…

It was easy and clear to follow instructions to cover both of my pets for their medical needs. Of course I won’t know for sure till I start using the insurance.

Insurer: ASPCA

By: Teresa Gonzalez

Verified May 30, 2023

Very comprehensive coverage and excellent after purchase follow-up

Very comprehensive coverage and once I had purchased the policy for our Mini Schnauzer, the company called me to ask if I had any questions about the policy, and to give me the information of how to contact and make a claim if in the future it is necessary.

Insurer: Spot

By: FRANCIS HYE

Verified May 30, 2023

My only complaint is price

My only complaint is price. Bivvy was 1/3 the cost. So sorry they are going out of business!

Insurer: Spot

By: allan flood

Verified May 30, 2023

I have no idea of my experience

I have no idea of my experience. I will let you know how you are doing depending on how fast you pay on any future claims.

Insurer: ASPCA

By: Darwin Varela

May 30, 2023

Thank you Healthy Paws for helping me keep my dog healthy and alive.

I am so happy I decided to get pet insurance for my dog and I'm even happier that I chose Healthy Paws as the insurance for my dog. I'm embarrased to admit that I've submitted more pet insurance claims than I wished. My dog is very high maintenence and he seems to get himself checked into the vet a lot... or perhaps he loves vet visits and does what he can to keep going back. Either way, knowing that this insurance is supporting us financially makes me feel better. Their website and app are very easy to use and I look forward to seeing my reimbursement checks in the mail. So if your dog/dog breed is known to be on the higher vet-visiting side, I highly recommend signing up with Healthy Paws. Thank you Healthy Paws for helping me keep my dog healthy and alive.

Insurer: Healthy Paws

By: Tracy

Useful
Verified May 30, 2023

I could follow instructions well and…

I could follow instructions well and the prices were decent for what you get, I am elderly, and it’s hard for me to use the Internet!!

Insurer: ASPCA

By: Elizabeth Mainero

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