154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,837 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified July 27, 2023

just info and rates

just info and rates

Insurer: ASPCA

By: Pamela Argast

Verified July 27, 2023

Excellent customer service

Excellent customer service. Top rated coverage at a reasonable cost.

Insurer: Spot

By: Keith Wesley

Verified July 27, 2023

Very prompt in claims processing.

Very prompt in claims processing.

Insurer: Pumpkin

By: customer

Verified July 27, 2023

It’s a scam

It’s a scam. They don’t cover your dog getting busted and still waiting for my refund. They said sue to my dog having one testical the insurance isn’t beneficial nor does it support my dog getting fixed. I want my refund back! Had to cancel. Still have not refund me and I only had for a few days. To be called and told this insurance won’t cover my dog being fixed even though it advertises it

Insurer: Spot

By: Kayla Duque

July 27, 2023

CLAIMS DEPT USELESS!!

I had a policy for a year when it came time to use it for something simple the claims dept kept asking for medical records I did not have as Oliver has only been with me since adoption for a year and he is still only 2 - I sent in his initial vet bill and the one I was claiming through insurance and went through hell !!! kept asking for medical records that I do not have as he was never seen during the times they are asking!! I emailed customer service 3 times and spoke to 4 people!!! what is the problem!!! I am now telling all my friends NOT TO USE FETCH!!!

Insurer: Fetch

By: Lorraine

Useful
Verified July 27, 2023

Upgrade

At this point my only issue is that I missed the part what I could upgrade to the wellness for vaccine and check ups. Now I have to wait for renewal? I feel as though if I wanted to get the better plan for my dog. I should be able to

Insurer: ASPCA

By: Janette Slinker

July 27, 2023

I’m done

I will be cancelling my 10 years of Trupanion and will be self insuring from now on. They have done everything to avoid paying out for this claim which was a true emergency. The amount they are giving me is pitiful and not worth all these years of loyal payment. I am done.

Insurer: Trupanion

By: Linda

Useful
July 27, 2023

I think I love Nationwide

I am so impressed with Nationwide. They had a program where they offered the plan through my employer, so the premium was able to be deducted directly from my paycheck. I never noticed it was gone, it was lovely. Then our dog got sick. We all fought hard for him, and having the insurance through Nationwide is the only reason that we were able to have him (and he have quality of life) for a while longer. I tried to provide all of the info needed on each entry, but Nationwide never quibbled about anything. It made a difficult time easier. Thank you Nationwide!

Insurer: Nationwide

By: Robin_Mike Squire

July 27, 2023

Customer Service is Call Only

I just adopted a new kitten couple weeks ago and this MetLife insurance was the free package from adopting from AHS. It all started with this lady who helped me set up my account, she spelled my street address incorrectly, when I found out I had to call them twice (not including the first call) to finally get them updated my address. Then after that, I won't be able to update the address in the policy packet. The online chat is definitely a fake chat, it's never worked. I emailed pet_info based on their website and never got a response. Each time I called them, I had to wait on phone for over 30mins. How can they make updating an address that difficult? I just emailed pet_feedback, we'll see if they'll ever get in touch with me or not.

Insurer: MetLife

By: Selina Wang

July 27, 2023

Terrible

Terrible. Didn't pay a claim on a puppy I bought because it was born with a hernia. Ipaid for a whole year! Had nothing to do with its medical but they wouldn't pay. Called it all pre existing. I do not recommend them. IT WAS A PUPPY, 6 MONTHS AFTER I BOUGHT THE INSURANCE! NO WAY IT WAS PRE EXISTING. Now they are charging me and I canceled.

Insurer: Embrace

By: M L

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