154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

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Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

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Verified October 14, 2023

Saving Baxter

Spot has paid my claims with a smile, and been very helpful over the phone. I wouldn't have been able to care for my elderly rescue dog otherwise.

Insurer: Spot

By: GEORGIA Lockwood

Verified October 14, 2023

Best coverage for the price

Best coverage for the price! I switched from another popular company…I made a claim with Spot and got great customer service and immediate payment…great company to have on your side. I now have peace of mind knowing my pet can have affordable medical care when needed without breaking my bank!

Insurer: Spot

By: Dennis Young

Verified October 14, 2023

They are pretty quick with reviewing…

They are pretty quick with reviewing claims

Insurer: Spot

By: Amanda Summers

October 14, 2023

Whenever I had questions and phone a…

Whenever I had questions and phone a rep to answer my questions about my coverage of my Chinese crested powder puff pup’s vet bills I was kindly and I mean kindly informed about what is covered and what is not making the process of submitting my claims less stressful. I have not only a toy dog but a rare breed(in Canada anyway) and have unique breed related needs. My puppy is quite a new experience to me as well as pet insurance. The last time I owned a dog was many years ago and pet insurance was not an option let alone owning a rare breed dog. Between my dogs breeder and fetch pet insurance my experience toady of owning a dog is exciting new experience and I have come to realize how wonderful it is to own a dog than ever before. I am a loyal client to Fetch Insurance .

Insurer: Fetch Canada

By: eva magnusson

Verified October 14, 2023

Very easy to work with and fast turn…

Very easy to work with and fast turn around time. 10/10 would recommend

Insurer: Spot

By: Grace Murphy

Verified October 14, 2023

So glad I signed up!

I’ve been very impressed with Spot so far. I’m so glad I purchased this insurance. My dog recently had to have major surgery on her leg and Spot was great, and honestly, a lifesaver. Very easy to submit bills and get reimbursed. I’m so glad I signed up for this insurance. Thanks Spot!

Insurer: Spot

By: Ashley D

October 14, 2023

This company totally violates trust.

Update: Fetch reached out to me to say they indeed paid me but this was for a completely different claim. The dental cleaning and the corresponding $100 reimbursement I was owed for subscribing to the wellness plan was indeed denied. They denied it under the wellness plan as well as the regular insurance plan, all because my puppy needed a teeth cleaning. So if teeth are in need of a cleaning, they will not pay the $100 entitles for a cleaning. If your puppy does NOT need a cleaning then they’re happy to pay for something that does not need to be done. Makes total sense. Again, be very careful as they will make you feel safe and secure with this wellness plan but will then refuse to pay when you try and use it. Total scam. This company totally violates the trust you have that they will be there if you ever need them. I get it, an insurance company needs to make money. Fetch was completely dishonest in the way they marketed their product. I signed up for Fetch and the biggest reason I chose this company over all of the others is their wellness plan. I paid almost double the normal premium to include the wellness plan that gives you menu back towards things like vaccinations, heart worm medicine and, more importantly, money towards dental cleaning. My puppy had a dental cleaning scheduled for months. Her checkup before the dental cleaning had the doctor noting stage 1 periodontal disease. This is very common and highlights the need for annual cleanings. But because of the stage 1, fetch denied the claim for dental cleaning. That’s fine. Preexisting condition. Sure. But they also denied the $100 reimbursement from the wellness plan I paid for because of it. Nowhere did it EVER say that the wellness plan that you pay extra for has severe limitations and exclusions just like the regular insurance. So it makes me worry in the future what else this company will deny. You place your trust and your money in this company and they act like they want to care about your pet. But what happens when you need them the most? Will they leave you high and dry? This is all about trust and the question is can you trust this company to honor their commitment to your pet?

Insurer: Fetch

By: Anthony Gomez

Verified October 14, 2023

Easy to use

The process on submitting claims and usage of benefits is easy, straight forward, and the ETAs are realistic. Even when something is not fully covered the details are fully explained. You just have to submit the claim with the receipt and the Dr's notes.

Insurer: Spot

By: Susana Warren

Verified October 14, 2023

5 stars so far

I have had Spot for about 6 months now. So far I have filed two claims and both have been reimbursed at the coverage I enrolled for. They have been super helpful when I call with questions and my reimbursement has been deposited within the promised timeframe. Filing a claim is also very simple.

Insurer: Spot

By: Arely Ames

Verified October 14, 2023

Quick and efficient

Claims are processed so quickly and smoothly!!

Insurer: Spot

By: Kristi Johnson

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