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Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.
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Embrace has been a Great Insurance for my dog
Embrace has always been quick and easy! Sometimes my vets will submit the claims themselves. Sometimes I submit them very easy and they take care of it quickly. I am extremely happy with Embrace’s services. I think I’ve been using Embrace for three or four years. Thank you Embrace.
Insurer: Embrace
By: Trish Hatley
You should avoid this Pet Insurance…
You should avoid this pet insurance like the plague. I got plans for my two Yorkies, Rex and Macie, and they denied all 3 claims for Macie due to ‘existing condition’ excuse. Complete and utter BS as this was the first time we took Macie to the vet and then a neurologist due to her front legs giving out while walking. We did take her, previously, years ago to have her hind legs examined. I called this morning (10/18) and got the run around. I finally had enough and told them to cancel both of my plans. Typical insurance company in America; take your money and then find any way possible to deny your claim. This world is great… DO NOT use Spot for your pet insurance.
Insurer: Spot
By: Jeremy Bottlinger
Spot Insurance 10/10!
I really enjoy Spot Insurance!! This is my first time with a pet insurance and I was not sure what to think about getting it. My first claim was processed within 5 days and I received more than I expected when it came to my reimbursement. I appreciate how fast they processed the claim and I would recommend Spot to anyone that has a furry family member.
Insurer: Spot
By: Shea
Spot has been fantastic so far
Spot has been fantastic so far! I have been very happy with service and quickness of claims for my Winston’s coverage.
Insurer: Spot
By: Courtney C
It is rare to find a reputable company
It is rare to find a reputable company. SPOT has proven itself to be honest, thorough and a pleasure to do business with
Insurer: Spot
By: Willa Dariff
I really have enjoyed Spot's help
I really have enjoyed Spot's help. The only thing I would change would be I'd like to get an email letting me know a claim has been approved so I don't have to keep checking the app. Also my claim was approved yesterday but the pay out still hasn't hit my account. I think that is something that should be stated in the email as well.
Insurer: Spot
By: Casey Price
Great customer service!
When I had a question the customer service team was amazing and got right back to me with answers.
Insurer: ManyPets
By: customer
Best Insurance Company that Exists
Great coverage, simple & easy claim submittal process, transparent company & coverage, always outstanding customer service
Insurer: Embrace
By: Cindy L
Pets Best truly the best
My sweet pup was unfortunately hit by a car in September and was hospitalized for 4 days. I’m so glad I have Pets Best and that they do direct payment to the clinic. That took such a financial burden off my back because I didn’t have to pay up front and I could get my pup the best care possible without having to worry about finances. Their direct payment took about 5-6 weeks from the time I submitted my claim and the insurance liaison at Wheat Ridge was very helpful in the process. I also purchased a wellness benefit for my pup and their reimbursement for that is very quick and covers quite a bit, I highly recommend it.
Constantly Good Experiences
I’ve had Lemonade insurance for about two years now, and the peace of mind it has given me is worth every penny. My girl had a health scare when she was a kitten, and even though I’ve worked with her vet to keep it from repeating (knock on wood), I knew I wanted insurance to make the financial side of it less terrifying. Their claims are incredibly easy, it’s like messaging someone on FaceBook messenger. A few messages, a picture of the receipt, and that’s it. I’ll be loyal to Lemonade for a loooooong time!