154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified May 04, 2024

Claims were easy to file

Claims were easy to file. Claim reviews were quick and efficient. Refunds were quick when you set up direct deposit. I would recommend to my friends and family.

Insurer: Spot

By: Brian Nguyen

Verified May 04, 2024

Easy process and claim was processed…

Easy process and claim was processed timely! Highly recommend!

Insurer: Embrace

By: Jewon Jung

Verified May 04, 2024

EASY, SIMPLE, FAST, DEPENDABLE

After reviewing many pet insurance companies and finding a few with similar benefits and similar cost for same coverage options, I checked with other family members to see what they had and were using. Didn't ask any of the about their "satisfaction" level, only which company they used. Spot was the predominate choice. Glad I choose same. Easy to sign-up. Easier to submit my fist claim. Thereafter, surprised of the response to the claim and how soon funds were reimbursed back to me and deposited directly into my personal bank account. WOW!!

Insurer: Spot

By: Chuck Walz

Verified May 04, 2024

Very easy to file a claim

Very easy to file a claim. When I called for help the rep was especially courteous. I explained I didn’t know to upload the claim - techy ignorant- he sent me a link to print out a claim form. I was kept up to date when you received the claim and when you sent out the reimbursement check.

Insurer: Spot

By: Toni Hannahs

Verified May 04, 2024

Quick and easy to navigate

Quick and easy to navigate and sign up. Insurance is quick to respond and handle needs

Insurer: Spot

By: Suzanne Satterfield

Verified May 04, 2024

It’s been great so far!

The process to get insurance for my dogs was very easy and i like that they provide an additional 10% off per pet added on after the first one. I had my dog test positive for heart worms and spot has been fast with finishing my claims and reimbursing me with my money back. i have had no issues so far, would definitely recommend!

Insurer: Spot

By: Sonia Duarte

Verified May 04, 2024

Fast response to all my questions by…

Fast response to all my questions by phone or email plus the support is great

Insurer: Spot

By: Mark A Garcia

May 04, 2024

Wondeful customer service

Amanda Mello was a sweetheart very helpful. Wonderful customer service. I love that she has pet of her own makes it easier to ask questions about our pets.

Insurer: Fetch

By: ROSA RUIZ

May 04, 2024

6+ Years with Healthy Paws and Very Pleased!

I have had Healthy Paws for my pets for close to 7 years now. We have a $500 deductible and 90% reimbursement rate. In 2020, my long haired dachshund landed herself in the ER when her gums turned blue and she collapsed. The vet bill turned out to be somewhere around $3,500. HP reimbursed to the levels I stated above and I could not have been happier. As they tried to figure out what caused my dog to collapse, they wanted to order more tests, and I gladly said yes knowing I had such great coverage for her. Next up, my cat developed heart disease at the relatively young age of 2 and had to get regular cardio exams and medications. HP was great here too, as we hit our $500 deductible each year and then I’d receive reimbursements for the services my cat needed that went above this cost. In September 2023, my other dachshund became paralyzed and had to undergo emergency spinal surgery for IVDD. This is the main reason I got pet insurance in the first place. Since then, my dog recovered well, and then herniated another disc, had surgery again, and HP reimbursed to our levels BOTH times. The surgeries were pretty much life saving for my dog, as the chances of her walking again without either surgery was extremely low. In my policy, HP does not cover wellness exams or specialty vet exams, and the cost has increased somewhat every year. Even with these two points, I am still confident in my choice and repeatedly pleased with the service we have from HP Paws. I’m so SO thankful that I can continue to provide the best medical care to my pets knowing that I have a policy with this company. Thank you Healthy Paws.

Insurer: Healthy Paws

By: Caroline

Useful
May 04, 2024

Always quick and super easy to process…

Always quick and super easy to process claims! This is my favorite bill to pay each month, for the peace of mind knowing my pet is covered.

Insurer: Pets Best

By: Melanie

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