222,532+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 222,532 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

222,532 total


Most selected providers in "May, 2026"

This chart shows the distribution of the most selected pet insurance providers in May, 2026.

Providers with highest rating

Embrace

19,936 reviews

4.9
Healthy Paws

11,304 reviews

4.9
Fetch

5,779 reviews

4.9
Trupanion

55,033 reviews

4.9
Pets Best

15,233 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

September 07, 2023

The agent helping us made our…

The agent helping us made our experience great

Insurer: Sonnet

By: Wallace Bailey

Verified September 07, 2023

Great Customer service

If you have an issue/question someone will take the time and call you.

Insurer: Embrace

By: Cel Garza

September 07, 2023

essential wellness doesn’t cover…

essential wellness doesn’t cover enough, i’m losing money with it

Insurer: Pets Best

By: Alexa Shulman

September 07, 2023

SPOT is a fraudulent company

SPOT insurance is a fraudulent company that refuses to cover vet bills. My dog was seen for an ear infections related to wet ears. SPOT denied the claim because my dog had previously been seen at an emergency vet when she rolled in grass and had foxtails embedded in her ears. SPOT stated that my pet had a pre-existing condition of ear infections which is untrue because foxtail removal from ears is NOT related to allergies or infections. Spot then claims that my dog was diagnosed with allergies and allergies are a non-curable condition therefore SPOT will not cover any visit or prescription related to allergies. SPOT then continues to state that my dog's ear infection is related to allergies. My dog was NEVER diagnosed with allergies or seen by a vet for allergies until the visit when I submitted a claim. For each claim and each appeal I have filed I have been given a different excuse as to why my claim was denied. I was a customer for a few months which is why I believe my claim was denied because SPOT would not have received enough money in premiums to cover the cost of the claim reimbursement. If the excuses for denial were consistent I would be more likely to believe that SPOT was not a fraudulent company, however they know what to say and how to manipulate medical records to deny payment for a claim.

Insurer: Spot

By: Sarah

Useful
Verified September 07, 2023

I haven’t used the insurance

I haven’t used the insurance, therefore I can’t rate, but had to put a star in to continue!!

Insurer: Figo

By: customer

Verified September 07, 2023

Very easy app

Very easy app. Love to be able to take a photo in the all. AI works really well. Quick response once claim is accepted

Insurer: Figo

By: Gary

Verified September 07, 2023

I got Figo insurance for my new puppy…

I got Figo insurance for my new puppy and took her to the vet yesterday. I uploaded my claim and heard back right away.

Insurer: Figo

By: juliet

Verified September 07, 2023

My vet office submitted my claim and I…

My vet office submitted my claim and I received a check. Doesn’t get much easier than that!

Insurer: Embrace

By: customer sheree

September 07, 2023

We have AKC insurance and LOVE it

We have AKC insurance since our pup came to us at 10 weeks old. It's well paid for itself when she came, she had Guardia we thought she swallowed something. after all the diagnosis the bill was $789 When we first got AKC insurance it started at $56 a month with the wellness plan, and she is now 3 years old it's gone down to $46 a month we use it for just regular checkups and heart worm testing with the mediations and it cost us a few dollars well worth the price and protection!

Insurer: AKC

By: Tarra

Useful
September 07, 2023

Denied claim and lied over the reason

I filed a recent claim for medication refills that had previously been approved though this was the first claim where I had met my deductible and would be owed a payment. My claim was denied and the reason listed was that they were missing medical records. When I called, the representative I spoke with admitted that they had the records, so the reason listed on my explanation of benefits was an outright lie. They did reopen the claim, and eventually approved the medications, giving me a whopping $11 back. So I had to jump through major hoops just to get $11. I had cancelled my policy for a different reason (found better coverage elsewhere) just prior to this incident, but this certainly leaves a bad taste in my mouth.

Insurer: Pets Best

By: LORA ABBOTT

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