154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

October 30, 2025

Terrible

Terrible — this is completely useless. You are literally paying for nothing. My advice: build your own savings account for your pet’s vet expenses. They backtrack for at least a month, and after waiting that long, they ask for additional documents from your vet. It’s simply ridiculous. The customer service is a joke — poor people working at this company, powerless and helpless. STAY AWAY. In Canada, your best options are TrueCompanion, Pet Plus, or simply using your own money. I spent weeks comparing plans and deeply regret choosing Spot On. Don’t do it.

Insurer: Spot

By: roxane seguy

Verified October 30, 2025

Very professional and great claim…

Very professional and great claim processing.

Insurer: MetLife

By: James

October 30, 2025

I have spent houirs trying to enter the…

I have spent houirs trying to enter the claim thru the app. I finally gave up and subitted thru the website. The speciality canine dentst practice was not listed and the app could not find it either. So there really is no way to add them. We had an emergency visit to Hospital Blue Pearl then were sent on Monday after we saw our regular vet to the Dental speciality Practice- Pearly Bites Veterinary for consultaion and surgery, they ended up removing 9 teeth. OUR APP DOES NOT SEEM TO HAVE THE DATE OF BIRTH RIGHT EITHER, ALTHOUGH SHE IS A RESCUE AND WE ARE GUESSIMATING. I first adopted her on 02/11/2018, vet estimated Spring to be 2-3 yrs of age so vet records show her birthdate as 02/18/2018 There is no easy way to submit any of the invoicing and I do realize that we are probably capped, but this should not be this difficult. Your reps on phone are completely helpless. They could not even find the policy. PLEASE beware if you are considering this company for coverage there are easier ones out there.

Insurer: Embrace

By: Patti JAGISCH

Verified October 30, 2025

good job

love it and keeps my dog safe

Insurer: MetLife

By: Pedro

Verified October 30, 2025

Ease of enrollment

Ease of enrollment

Insurer: MetLife

By: Karen Landron

Verified October 30, 2025

Great job

Fast and efficient

Insurer: MetLife

By: Lazeric Haney

Verified October 30, 2025

It's fast and easy to file a claim and they're on it!

I've had Pumpkin for a little while now. This is the first time I've tuned in a claim. It was for the annual wellness check up for my dog, Remy. They were quick to acknowledge the claim and got a check out to us right away. It was so easy to file online, just follow their steps. Thanks, Pumpkin!

Insurer: Pumpkin

By: Jean

Verified October 30, 2025

easy to enroll

easy to enroll

Insurer: MetLife

By: Yueping Zhang

Verified October 30, 2025

The ease with which to fill out a claim!

The ease with which to fill out a claim!

Insurer: MetLife

By: Elena

Verified October 30, 2025

Metlife Pet Works Well

Overall, I am happy with Metlife pet insurance. I love the 100% reimbursement after my annual deductible. I have had a few problems with claims. I had to file an appeal for my cat's visit to an ophthalmologist because the invoice stated it was a deposit even though it was clearly the payment for the visit. Usually, the customer service has been very good.

Insurer: MetLife

By: Julie Sanford

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