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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
1

out of 5

Worst Pet Insurance/experience

I have Healthy Paws for my 8 year old mixed breed dog, have paid my ever increasing premiums on time every month without complaint. Have had this insurance policy since he was 12 weeks old and have only had 1 claim prior to this last one. Submitted claim after $8500 TPLO surgery, received and email and update on their app that my claim was processed and approved and I would have my reimbursement in 3-5 days from 02/14 - called on 02/28 because I had not received my reimbursement. Was told that the agent was going to put me on hold while she looked into it further as she could not see any notes that the reimbursement was actually issued, call was then disconnected. Called again and was told, "well, we are at the mercy of the USPS, so not our fault if you didn't get reimbursement". After speaking to multiple levels of supervisors, best answer I could get was, "we will open a finance case, no idea how long it will take for them to start working on it or get the new reimbursement out to you". Asked for a call back from someone in finance and was told I would get one within 48 hours. Did not get a call, then got an email from a customer liaison manager who advised she ensured my claim was escalated to finance and if I wanted a call back, to give her dates and times. Responded with my dates and times (any day, any time between 0800 - 1700 EST). No call. Called again this week and was told case was not escalated and the the Customer Service Liaison I was speaking to would escalate it. Unfortunately I am stuck with Healthy Paws now because if I change companies, the 2 issues he has had would be considered preexisting. Worst choice I ever made was Healthy Paws
  • INSURER: Healthy Paws
  • POSTED: 03/06/2023
  • BY: Cathy
  • BREED: Mixed Breed Large (Over 75lb)
  • AGE OF PET: 7 - 10
1 comments

POSTED: | BY: Healthy Paws Customer Service

Cathy, We understand the frustration that comes with a reimbursement issue. This is definitely not how we like to do business and apologize that our customer service did not meet your or our expectations. The reimbursements were sent out on our end as soon as your claims were reviewed and completed. Unfortunately, we have no control over the checks once they are in the hands of the postal service. We want to assure you that your case remains a huge priority for our team. Your replacement checks were mailed on 3/8. You should have received an email from our Billing and Payments Team confirming this on 3/7. The Healthy Paws Team

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5

out of 5

Affordable, Reliable and Caring

Healthy Paws has seen my dog through two major TPLO surgeries both within 18 months of each other. I would have never been able to afford the surgeries without pet insurance. They processed my claim(s) quickly and even sent me a follow up email to see how my dog was doing. Affordable, reliable and caring.
  • INSURER: Healthy Paws
  • POSTED: 03/06/2023
  • BY: J
  • BREED: Mixed Breed Medium (20lb - 70lb)
  • AGE OF PET: 0 - 3

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5

out of 5

Recommended - easy claims, no fuss, no hassle, great value

Outstanding pet insurance. I researched pet insurers a lot and HealthyPaws came up tops - Once you are setup with them - sometimes take a little longer but only the first time it is soo easy to claim! I have submitted a few claims now and its as easy as uploading the invoice pdf to the site - thats it - they then review whats claimed and whats not and send you the details back - no issues or fuss and clear explanations. My most recent claim was absolutely perfect! My choc lab 'Mavis' had an ACL partial tear and had to have surgery. I submitted the claim on the Friday and the cash was in my account on Monday! The explanation was all complete that day also with clear exact responses of what was covered - and they covered everything that I paid for. I have 80% coverage and had a $110 deductible left and the took that off and covered everything else - Absolutely perfect! Honestly, I will never change from them and cannot recommend them enough - I have actually been offered cheaper insurance through my work and I will not change! I wish my human health insurance was as good!
  • INSURER: Healthy Paws
  • POSTED: 03/06/2023
  • BY: Darren
  • BREED: Labrador Retriever (Chocolate)
  • AGE OF PET: 0 - 3

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2

out of 5

Verified

Owners Beware

I got Trupanion now for 14 years and NEVER made a claim. I made my first claim now and I was told they cover 90%.(I'm paying over $100 a month and costs have gone up over 70% over the last 14 years with no claims) what they DONT TELL you is that they have a bunch of extra fees that before you know it you're only covered for less than 40% of your clam. To speak of their amazing customer service (not) I found out via an 'email' they're only covering my deductible (which I'm supposed to pay); you would think they would call and explain to a first-time claimant why 60% of our claim wasn't covered! AFTER being told for 14 years that he is covered on these costs. I am going to cancel the insurance at this point and take a chance, and love and care for my dog on my own. I DO NOT recommend this company to anyone...Trupanion lost a loyal 14-year customer that you took advantage of by taking fees and not providing customer service which I'm seeing is an ongoing issue in your posts.
  • INSURER: Trupanion Canada
  • POSTED: 03/06/2023
  • BY: Nadiea
  • BREED: Mixed Breed Small (Up to 22lb)
  • AGE OF PET: Over 11 years

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1

out of 5

Waste of time and money. Scammers

I subscribed in end of 2012/early 2022. Everything went well. Until I made a claim. I had joined all the proper documentation. I had no answer. After my second or third follow-up I received an email saying that my claim was denied without any explanation. I asked for a feedback but nothing. I sent at least 20 emails and tried calling but nothing (their call center says at 3:00p.m. that their call center is closed and regular hours are from 8:00 to 8:00 p.m.!!!). No one picks up. After I threatened to cancel I received a single answer explaining the cancelation policy. I paid for more than 1 year for nothing. Complete scammers!!! If I could give 0 out pf 5 I would gladly do it
  • INSURER: Pets Plus Us
  • POSTED: 03/06/2023
  • BY: Lilti
  • BREED: American Domestic
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Customer support team is a pleasure to work with

Both Janice and Bethany from the customer support team are a pleasure to work with.
  • INSURER: Furkin
  • POSTED: 03/06/2023
  • BY: Abbas
  • BREED:
  • AGE OF PET: 0 - 3

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3

out of 5

Verified

Promo wasn’t great

Because when I went to the vet I asked the secretary about insurance. She gave me an pamphlet and said it s all in here I asked about the promotion she said all in the pamphlet. Took the pamphlet home look thrus it trying to decide. A month or so later decided to get it. So I called the vet to get more information about the promo. She wasn’t very on the ball about the promo she put me on hold came back to tell me the promo was expired because I had 24 hours de decide. Today I still don’t know what the promo was and maybe I would have decided earlier and she told me I don’t qualified so it wasn’t great
  • INSURER: Trupanion Canada
  • POSTED: 03/06/2023
  • BY: Marc
  • BREED: German Shepherd
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Thank you trupanion.

easy to file, fast to process and great service

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5

out of 5

Verified

Satisfied customer

Simple to sign up
  • INSURER: Trupanion Canada
  • POSTED: 03/06/2023
  • BY: Robert
  • BREED: Cockapoo
  • AGE OF PET: 0 - 3

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5

out of 5

Verified

Great experience! Shocked that it was!

Very easy to submit a claim and their response and decision about the claim was quick! Awesome experience

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