154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified December 08, 2024

So far so good.

They make it quite easy to file a claim. It does take a bit long to get results. But happy with the results.

Insurer: Fetch

By: Patricia

Verified December 08, 2024

Great customer service

Great customer service. Fast claim processing.

Insurer: Spot

By: Jamie Jacobs

Verified December 08, 2024

Sadly, they are no different than any other insurance company….

The problem with this company is they wait until you file a claim to tell you what they will and will not cover. Some of the things they will not cover, based on their initial review, are things you would never expect them not to cover. They said they would pay less than 25% of my first filed claim. I say it that way because they have claimed they initiated a payment. I have not received a payment. I have also not received a response to my inquiry about the payment, and this was almost two weeks ago. Like most insurance companies, this one will find ways to avoid payment after months of collecting money from the working class. The whole point of this plan was to HELP. It has cost me more money than if I had just paid my bill out of pocket. Stay away,

Insurer: Embrace

By: Autumn

Verified December 08, 2024

The best

Everything

Insurer: Spot

By: Dan Comeau

Verified December 08, 2024

Easy claim filing and quick turnaround…

Easy claim filing and quick turnaround for reimbursement.

Insurer: Spot

By: Ann Adams

Verified December 08, 2024

Always easy to work with

Always easy to find what I need on the site. Easy to submit claims and follow through with the claim process. When a question does arise, easy to contact and have questions answered.

Insurer: Spot

By: Michelle W

Verified December 08, 2024

Easy to submit claim and quick response.

Easy to submit claim and quick response.

Insurer: Spot

By: customer

December 08, 2024

If I could give this a zero star…

If I could give this a zero star review, I would. Have been with Embrace for @ 12 years and never have I had an issue with them. I was told, (not documented by Embrace) that my renewal premium would be @ $985. What to my surprise and wondering eyes did I see but a charge to my credit card of $1449.00! I never received their renewal quote, nor was the renewal premium what I was told. But they have you over a barrel since my pup has a pre-exisiting condition which would not be covered by other plans. So I either don't have him treated for a year and let him suffer (would never do that) or pay all the expenses out of pocket OR renew with Embrace which I was forced to do.

Insurer: Embrace

By: Diane

December 08, 2024

I will never insure my pets with anyone else!!

I have been insuring my pets for close to 20 years and have used several different companies. Embrace is by far the best I've ever been with. I could go on and on about all of the great things about them, but, if you're like me, the most important is the processing of claims. They are FAST when it comes to processing. Most of my claims are paid (as in the money has been deposited in my account) in less than a week. Believe it or not, I once even had a claim processed, paid and deposited into my bank in less than 36 hours! I can't say enough good things about Embrace. I especially love that they will insure older dogs and you can choose your level of coverage, making your payment fit your budget.

Insurer: Embrace

By: Angie

Verified December 08, 2024

First time claim- injury.

I appreciated being informed as they moved through the process of gathering information for the claim. It was easy to file the claim. The website is helpful. However, the length of overall time to process was 7 weeks which seems excessive.

Insurer: Embrace

By: Robin Ellis

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