154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,319 reviews

4.9
Healthy Paws

10,775 reviews

4.9
Fetch

27,461 reviews

4.9
Pets Best

14,152 reviews

4.9
Trupanion

62,998 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 29, 2012

Trupanion provides courteous and efficient serivce

My four year old English Springer Spaniel developed a limp about one year ago. After several appointments with her regular veterinarian, I took her to a specialist. The specialish recommended arthroscopic surgery on her right front elbow-cost about $2,500. Trupanion covered alost all of the costs associated with the surgery and follow-up care. Trupanion has allowed me to seek the best possible care for my campanion, Penny Jo.

Insurer: Trupanion

By: Sharon

Useful
May 29, 2012

Better than my last pet insurance

I am happy with this insurance because once the deductible is met 80% of my bill is paid by the pet insurance. With my last insurance for my last dog they had a set amount on every ailment and it never came close to 80%. In the end that insurance was not worth it.

Insurer: ASPCA

By: Mary

Useful
May 29, 2012

After 5 years, no regrets!

We've had Zuzu, our 6-year old Dachshund, insured with Embrace for over 5 years now. Luckily for her, and us, we've only had one health crisis with her requiring surgery. She has been healthy and thriving ever since. We continue to have Zuzu routinely seen by the vet for wellness checkups and routine vaccinations. The great thing about our Embrace insurance policy is that we have an annual allowance of 200$ towards wellness checkups and vaccinations. This is not only helpful to our bank account, who doesn't want to save money? But, it's a great comfort knowing that Embrace cares enough about pets that their policies encourage pet-companions to keep up with routine vet visits and health maintenance care. As always, the friendly, prompt, courteous service by Embrace's claim-handling department personnel is a pleasure to deal with. It's nice that they care enough to ask after Zuzu and send us helpful tips, stories, and other valuable pet information on a somewhat regular basis. If you're not already insuring your pets with Embrace, what are you waiting for? I promise you won't regret it.

Insurer: Embrace

By: Sasha

Useful
May 28, 2012

Horrible actuaries! Year-over-year 40%+ increases

Have three year old dog. Rate has increased 100% since summer of 2009. Don't buy pet insurance until your dog is 5 or 6. Once you buy, you can't stop or you will NEVER get anything covered later. They used to cover vet prescribed Cosequin for dog with pano, but now they labeled it "supplements" and won't cover. Used to be really happy and recommended to everyone. Not anymore

Insurer: AKC

By: BC

Useful
May 28, 2012

You have to have it when you have a pet

We are so thankful to have such a wonderful insurance as Trupanian. Our dear family cat had a torn ACL and throughout and after recovery we got reinbursed in a very quick and simple way. The staff at Trupanian is exceptional with their care and help. If you can afford having a pet you cannot afford to be without insurance. This is the best thing you can do to have peace of mind in case you need it for a minor or major problem with your pet. And be thankful if you don't need it so you know that it will help another pet in need. We believe that standing before that situation of a lifethreatening or shortened lifespan due to a illness should not be a moneyissue. And with having an insurance you don't have to worry if you can pay for it or not. I would only recommend Trupanian. We researched a lot of insurances and with all the options Trupanian is truly the best. Thank you so much Trupanian, you are so true to your dear loved pets.

Insurer: Trupanion

By: Pat

Useful
May 28, 2012

You have to have it when you have a pet

We are so thankful to have such a wonderful insurance as Trupanian. Our dear family cat had a torn ACL and throughout and after recovery we got reinbursed in a very quick and simple way. The staff at Trupanian is exceptional with their care and help. If you can afford having a pet you cannot afford to be without insurance. This is the best thing you can do to have peace of mind in case you need it for a minor or major problem with your pet. And be thankful if you don't need it so you know that it will help another pet in need. We believe that standing before that situation of a lifethreatening or shortened lifespan due to a illness should not be a moneyissue. And with having an insurance you don't have to worry if you can pay for it or not. I would only recommend Trupanian. We researched a lot of insurances and with all the options Trupanian is truly the best. Thank you so much Trupanian, you are so true to your dear loved pets.

Insurer: Trupanion Canada

By: Pat

Useful
May 27, 2012

Embrace Insurance Rocks!

They are prompt, very thorough, and keep you up to date through the whole thing. It's well worth the money.

Insurer: Embrace

By: nola

Useful
May 27, 2012

The best!

They are very pleasant and helpful when I call. They reimburse for claims immediately. This is the best pet insurance plan for sure.

Insurer: Healthy Paws

By: Melissa

Useful
May 27, 2012

Trupanion Saved My Dog

I would not have been able to afford the emergency veterinary care that my Aussie/Border Collie cross received twice; once due to an accident and once to a life threatening illness. Both times the bill was over $1000. I can hardly believe how easy it was to have my claim processed and 90% of my bills paid. I wish my personal health insurance was this efficient. I would recommend this company without hesitation. They are literally life savers.

Insurer: Trupanion

By: Karen

Useful
May 27, 2012

Trupanion Saved My Dog

I would not have been able to afford the emergency veterinary care that my Aussie/Border Collie cross received twice; once due to an accident and once to a life threatening illness. Both times the bill was over $1000. I can hardly believe how easy it was to have my claim processed and 90% of my bills paid. I wish my personal health insurance was this efficient. I would recommend this company without hesitation. They are literally life savers.

Insurer: Trupanion Canada

By: Karen

Useful

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