154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

July 08, 2012

excellent communication and coverage

I have been very happy with the communication and overall coverage. I think it is the best around as I have done much research before purchasing this insurance 4 years ago. Sometimes it doesn't cover quite as much as I would like but I knew this before purchasing and they are true to their word. I have good peace of mind, knowing that I have apartner is taking care of my pet's health care costs.

Insurer: Embrace

By: Jodi

Useful
July 08, 2012

Excellent coverage

My dog Kibo (chocolate lab) who will soon be 2 years old has kidney disease. Embrace's preventive coverage includes his prescription diet food which has been very helpful. The time it took to process the claim is reasonable.

Insurer: Embrace

By: Sharon

Useful
July 08, 2012

I continue to be amazed!

The first time or two I submitted a claim I was amazed at the speed the claim was processed and how fast I received my check! I remember driving home from my vet, and even before I got home I had received an email that the claim had been received and was being processed. I thought, this can't be the way it always is. It was just great timing. Two days ago I had to take my St. Bernard Gus in for an allergy panel of blood work because his ear infection won't go away. It cost me $557.90. I am self-employed and it could not have hit at a worse time, but I knew we needed to find out what was going on. The next day I received a notice the claim had been received and within hours a notice had been sent that the claim had been processed and a check in the amount of $486.81 was on its way! I could not believe it! I am so grateful I made the decision to go with Healthy Paws! I have never made a better decision in my life. Every chance I get I let people know about the company. Whenever I see my vet I show her my claims and how fast they are processed! She too has become a fan and let's everyone she cares for know about the company!

Insurer: Healthy Paws

By: John

Useful
July 08, 2012

At this point I am completely satisfied w/Embrace

I have been a customer of Embrace for two years and during that time I had the unfortunate occasion to need to take my Lab into the vet for 2 emergency visit. After the visits I was surprised to find that submitting my claim form to Embrace was fast, easy and the response from the claims dept. Was a totally positive experience. Embrace is the only Pet Insurance company that I have ever used but I can't imagine any other company being more accommodating. From the beginning you knew exactly what you were entitled to and that is exactly what you got from Embrace.

Insurer: Embrace

By: Michael

Useful
July 08, 2012

Review

Took way too long to receive claim approval. good customer service though. Unsure as to why you are unable to view my scanned documents and have had to send via mail which is inconvenient.

Insurer: Embrace

By: L

Useful
July 07, 2012

I made the right choice with Healthy Paws!

Despite giving heartworm preventative all year following a negative test, our dog Buddy tested positive for the disease. From the very first call to check on his coverage, the staff at Healthy Paws were exceptional on a personal and professional level. The claim was handled quickly and efficiently and payment was made at 90% with the $50 deductible in less than 10 days after submission. I really appreciated the staff at Healthy Paws contacting me several times to check on Buddy during his recovery! I highly recommend Healthy Paws to anyone who wants the best for their pet!!

Insurer: Healthy Paws

By: Cindy

Useful
July 07, 2012

Extremely satisfied

My golden retriever had moist dematitis (hot spot) and otitis (ear infection)at the same time when we were away from home. I love that Embrace coverage applies to any vet. Although the reimbursement was a little slower than in the past, I was kept informed by e-mail so this was not a surprise. I appreciate a company like Embrace that is honest and communicates when there is any delay in processing claims. I received my check & even received a follow-up email to make sure I had received it. I love Embrace & highly recommend it. There is such piece of mind knowing that no matter where we go our dog is covered.

Insurer: Embrace

By: Mary

Useful
July 07, 2012

QUICK & RESPONSIVE!

Even though all of my claims did not get paid, the response time was incredible. I faxed my claims in about 6pm one evening, and by 11am the next day, I had email alerts telling me the claims were being processed---by 2pm--my claims were processed--and within days, money was in my account. Again, not all of my claims were paid--but the quick response is truly a thing of beauty! Thank you, Pets Best!!!

Insurer: Pets Best

By: Sue

Useful
July 07, 2012

Awesme, just awesome!

I had a previous pet insurance company that was awful, they claimed a pre-existing issue when even the vet clearly stated it was not so I was nervous about selecting another insurance thinking they were all the same. NOT TRUE! I rescued two kittens and one seemed to be having a lot of medical issues, the 5 mth old had breathing problems and the vet bills were piling up, I definitely thought I would have a big hassle trying to get them paid but I submitted the claim and the next day had the approval email ad the check in my hand three days later! I couldn't believe it! Not only that but they followed up to see how the kitten was doing. I raved to my vet and they couldn't believe it either and for the first time the vet is offering referrals to an insurance company. All I can say is THANK YOU and I would recommend them for your pet needs

Insurer: Healthy Paws

By: Michelle

Useful
July 06, 2012

OUTSTANDING!!!!

Every step of the way Trupanion was awesome! Excellent customer service and prompt reimbursement.

Insurer: Trupanion Canada

By: Linda

Useful

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