154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,679 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,318 reviews

4.9
Healthy Paws

10,767 reviews

4.9
Fetch

27,453 reviews

4.9
Pets Best

14,149 reviews

4.9
Trupanion

62,992 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

December 13, 2012

Embrace - The Best

Having gone through three other insurance companies, Embrace is finally a company that actually reimburses and follows the terms of its agreement. the deductible is actual ANNUAL, not per visit as was the case with other companies, and they don't reimburse up to their acceptable amount; they have reimbursed on what was actually billed. The service is prompt always, via email. I am very very very satisfied

Insurer: Embrace

By: Tom

Useful
December 13, 2012

Wellness Welcome

The Wellness insurance option is a great addition. Poppy is the first pet we have insured...and the first we have had a claim on life-threatening event. Embrace was there when we needed it most. And the 'Wellness' component helps make certain you are current on shots and general health exams....wonderful.

Insurer: Embrace

By: Carl

Useful
December 13, 2012

Glad I had insurance

I've use another insurer in the past, but if I actually needed to make a claim I found their co-pay amounts decreased. Not so with Trupanion - no matter how many times I've need to claim for my dog they still pay 90% - and they do it quickly. I do wish they would cover the examination fees though.

Insurer: Trupanion

By: Lori

Useful
December 13, 2012

Glad I had insurance

I've use another insurer in the past, but if I actually needed to make a claim I found their co-pay amounts decreased. Not so with Trupanion - no matter how many times I've need to claim for my dog they still pay 90% - and they do it quickly. I do wish they would cover the examination fees though.

Insurer: Trupanion Canada

By: Lori

Useful
December 13, 2012

Beware!!!

Beware of the fine print that says that when your policy auto renews, anything in the 90 days prior to that renewal will be considered a preexisting condition. We had this insurance for 2 years and it paid some of the claims...not the full 80% that it claims to. This is because they decide what is the allowable amount for a procedure. We live in a mountain town 2 hours from the closest city and vet costs are high in our area. I would not use this company for pet insurance again. Fast friendly service but a smile does not pay the bills.

Insurer: ASPCA

By: T

Useful
December 12, 2012

Excellent, very caring and quick response to claim

This company receives an excellent rating with me! Their personnel are so very caring and show concern about my pet's health. They are always accessible and keep you informed on the claim status. They responded back with enthusiasm when I sent them a picture of my max and Maizee.! I am very pleased with the coverage they have provided and the excellent way they keep me informed

Insurer: Embrace

By: Margie

Useful
December 12, 2012

By far the best Health Insurance

I can not say enough good things about Healthy Paws !!!!!!!Low deductible, speedy reimbursement and great communication . We needed them often, because our little pug is delicate and we had some serious illnesses. They have not terminated our insurance nor have they raised the rates -we love them.

Insurer: Healthy Paws

By: Gary

Useful
December 12, 2012

Easy Processing

Easy and quick. Faxed in the claim and was reimbursed promptly.

Insurer: ASPCA

By: Tim

Useful
December 12, 2012

Straightforward

Emabrace appears to be a straightforward company that doesn't pull any punches. By that I mean they do eaxactly what they say they are going to do. Claims are processed quickly, politely and they always keep you informed of the claim status.

Insurer: Embrace

By: Bill

Useful
December 12, 2012

Extremely pleased with choosing Trupanion

We have been extremely pleased with choosing Trupanion for Kruszynek's insurance. In the four years that he's been insured Trupanian has reimbursed us for three operations on his hind legs and for some other emergencies too, coming to a total of about $11,000. Without this insurance Kruszynek might have not been able to have these operations, which could have left him unable to walk and in pain. Insuring Kruszynek with Trupannion was truly a life saving investment. Thank you so much.

Insurer: Trupanion Canada

By: Ewa

Useful

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