154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

May 05, 2013

Reliable, straightforward coverage

I have had Trupanion coverage for my 12 year old Golden for several years. The coverage is exactly as advertised. No surprises, no fine print ripoffs. Reimbursement is fast and efficient.

Insurer: Trupanion

By: B.

Useful
May 05, 2013

So glad I had coverage.

I had been unsure about getting my older dog covered and he got quite sick. After very expensive surgery he was fine, but I had not yet signed up. I then decided to cover both he and my younger dog. Good thing too, because the younger one was attacked by a much larger dog and needed life saving surgery and follow up care. She is fine now and my budget is too thanks to the prompt claim payment process. The monthly payment is managable and is worth it.

Insurer: ASPCA

By: Kris

Useful
May 05, 2013

Excellent company

My dog had very expensive orthopedic surgery, and Embrace met its commitments with amazing efficiency and fairness. You cannot do better than this. They rock.

Insurer: Embrace

By: Dario

Useful
May 04, 2013

Best pet insurance in the industry!!

A preapproval form was submitted when the vet determined my dog needed surgery and the claim was processed before she came out of anastetia (sp?). Trupanion stands by their guarantee. I have had terrible experiences with other pet insurance companies.

Insurer: Trupanion

By: L.

Useful
May 04, 2013

Best pet insurance in the industry!!

A preapproval form was submitted when the vet determined my dog needed surgery and the claim was processed before she came out of anastetia (sp?). Trupanion stands by their guarantee. I have had terrible experiences with other pet insurance companies.

Insurer: Trupanion Canada

By: L.

Useful
May 04, 2013

Impressed with clarity, promptness, professionalis

The policy declaration is short, concise, and easy to understand. The claims filing process is a breeze. I was impressed by how quickly our claim was processed, within 3 days of faxing the vet's invoice! And how much of the total bill was covered. More than I expected. It is very stressful to have a dear little beloved pet injured and have to endure surgery and recovery. On top of that, the financial burden can seem overwhelming. I'm so grateful to Pets Best for taking some of that burden away. Thank you Pets Best!

Insurer: Pets Best

By: Kathryn

Useful
May 04, 2013

Creepily Thorough

It was kind of creepy. I forgot to mention a vet clinic I took Miso to a few times and they found it anyways. I get the sense that they were trying to peg him as having a pre-existing condition (which is what I have heard from a lot of other people). Will probably be switching companies. They did pay what was owed, it took weeks to get the cash though.

Insurer: Trupanion

By: Aleisha

Useful
May 04, 2013

Creepily Thorough

It was kind of creepy. I forgot to mention a vet clinic I took Miso to a few times and they found it anyways. I get the sense that they were trying to peg him as having a pre-existing condition (which is what I have heard from a lot of other people). Will probably be switching companies. They did pay what was owed, it took weeks to get the cash though.

Insurer: Trupanion Canada

By: Aleisha

Useful
May 04, 2013

Embrace provides insurance in a very caring way.

Embrace provides very comprehensive coverage,and we have never had an issue with a claim. Recently Griffin, one of our Great Danes, bloated. Our Vet commented on the generous fraction of the costs that Embrace covered. Yesterday, I got an email from Christine. She had noted the seriousness of the injury and wrote to inquire how Griffin was doing. This was an extremely kind gesture. We alway get progress emails from Embrace when a claim has been submitted and the settlements are prompt. If some of the documentation is missing in the claim submission, they will contact the vet, making the claim process relatively painless for the pet owner. We have renewed our coverage several times and will continue to do so.

Insurer: Embrace

By: Jim

Useful
May 03, 2013

I recommend Embrace to our Bark Park friends

Last summer our dog Penny's face swelled terribly, and her breathing became labored from a possible bee sting. A trip to an ER Vet fixed her up, and Embrace quickly applied the bill to her deductible.Late in the year Penny could not keep her food down for several days. Her vet was able to resolve the issue after a two day stay. About this same time Penny began having bladder issues. This was resolved as well. Embrace came through and quickly sent a check covering the bilss upon submission of our claims. We are very impressed with Embrace and the personalized service we received.

Insurer: Embrace

By: Rick

Useful

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