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Pet illness is bad enough....
But it is worse when you are trying to juggle finances to pay for them. Thankfully, Embrace Pet Insuranced processed my claim quickly, helping to releve the financial stress.Thank you Embrace!
Insurer: Embrace
By: D
Worth every penny
My cat has a hyperactive thyroid which didn't present itself until he had a seizure. Of course, the seizure landed him in an emergency veterinarian facility (it was a Sunday night) where he had to undergo numerous tests (to determine what was wrong) and be put in an oxygen cubicle because he was hyperventilating. Thank god I had the foresight to get ASPCA pet insurance for him and my other cats years ago. This was the first time I had to use it for any of them, and I'm so thankful for it!
Insurer: ASPCA
By: Andrea
Awesome
Best thing I ever got. Never ever thought to have insurance on my cat but I am glad I do and Trupanion is the best. They took get care in getting me all the info I needed to start and when it came time that I needed it they were there with a quick reply and my claim was taken care of quickly.
Insurer: Trupanion
By: Kim
Awesome
Best thing I ever got. Never ever thought to have insurance on my cat but I am glad I do and Trupanion is the best. They took get care in getting me all the info I needed to start and when it came time that I needed it they were there with a quick reply and my claim was taken care of quickly.
Insurer: Trupanion Canada
By: Kim
Excellent!!
I have used the Embrace policy for my pug's (Bamboo) mast cell tumors... without it I would never have been able to afford to get them removed. Now she is a happy, healthy pug free from cancer :) The claims process was easy, and I got paid in time to pay my credit card :D Great policy - they have excellent customer service. I love them so much I set up pet insurance through Embrace at my work :)
Insurer: Embrace
By: Sue
Trupanion is amazing!
Truepanion is amazing. They do exactly what they promise with such efficiency.
Insurer: Trupanion
By: Katie
Trupanion is amazing!
Truepanion is amazing. They do exactly what they promise with such efficiency.
Insurer: Trupanion Canada
By: Katie
Good but not incredible
I had my dog diagnosed with lymphoma. She had two operations to remove enlarged lymph nodes. I found a place that had very good rates, a lot cheaper than the ASPCA itself (Bergh Hospital). Insurance technically pays 80% of reasonable costs, which means that they will pay 80% of what is determined to be the appropriate cost within your location. They ended up paying approximately 65% of my cost -- meaning that my costs were higher than the "reasonable". However I know that I paid very competitive prices, the same if not lower than the average in my area. The response time to claims is inconsistent, but overall a month after submitting the claim (if they didn't need the vet's records sent over). Sometimes it takes them too long to acknowledge they received the records (once, more than a month) Continuous care is an add-on for chronic illness. This covers illnesses that exceed one term. It is good but not so good: It pays a maximum lifetime and after that you're on your own because after that it is a pre-existing condition. I guess this will be the case with all the insurances, but it does limit what you get after one chronic disease is diagnosed. In a way, a dog like mine with cancer is likely to have complications that will not be covered because cancer is the ultimate cause, and then insurance becomes irrelevant... A question here says "would you recommend this company to other pet owners?" --- I think there may be better plans, certainly, but considering that
Insurer: ASPCA
By: Pat
excellant insurance
Getting Pet insurance was the best thing I ever did it is so easy to file a claim and quick. I wish I would of gotteninsurance on my last to dogs we recently got a new puppy and had her added to the plan before I picked her up
Insurer: ASPCA
By: Debbie
Highly recommended- follow their guidelines, fab!
They took the "uggh!" out of the pet care experience. Pet's Best was easy to enroll in, definitely easy to submit claims, the processing is super-quick, especially if you sign up for direct deposit (really? yes! They have direct deposit into your newly pet-care emptied account! :-) ). They have an odd thing about a 3 day waiting period for an accident (I understand the 2 week waiting period for an illness), but statistically, you're probably ok on this. The customer service explained things clearly and calmly before I signed up (even while I was doing my comparative research), and when Monty-cat got hurt a year into coverage, they paid the claim. Am SO grateful I had pet health insurance! And am so grateful it was with Pet's Best (had another, not-to-named company before, which was pretty underhanded). Thank you, Pets Best! The pricing is in the middle of the pack, but the service and honesty is the best, so it's unquestionably the best value I found. I highly recommend Pets Best coverage for your pet. I hope you needn't use it; but promise you that, if you do, Pet's Best will make it as easy as they can.
Insurer: Pets Best
By: Rachel