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Rates increasing
I bought pet insurance when we got our Rotweiler 9 yars ago. I purchased from VetInsurance, was told that there was no dedutible and that my rates would not increase. The company was sold to Ing Bank and then to Trupanion. Since they have taken over the policies my rate I creases every year. The only way to keep it at what I had originally contracted for was to apply a deductible, this is after I decided to cancel and I received a huge sob story about why I should keep it. They play to the owners heart strings. Last month I get another email that my rates are increasing again!!! Told them I was cancelling, keep getting emails pulling at heart strings again. They do not look at the breed or life expectancy. Rotties lifespan is 9-10 years, my boy is almost 9 and at this point all any pet owner should be thinking is that you are going to do the best for friend that you can and that means they don't suffer and you don't do anything to keep them alive because you don't want to lose them. Been through this with my first Rottie, she died of osteo sarcoma, made her comfortable and let her go. Be careful with these companies, it is insurance after all and they like money. 2 claims in almost 9 years, do the math as to how much you are paying. Put it in a separate bank account for your pets care. Not saying Trupanion is not a good company, but this constant increase of rates and then trying to make you feel guilty for cancelling is frustrating. Filled out the claim detail
Insurer: Trupanion
By: Jane
Embrace pet insurance provides peace of mind.
I couldn't be happier with our decision to go with Embrace pet insurance. Our dog Barkley is doing well after an EKG and stay overnight at the emergency vet. (Of course nothing happens during regular office hours) he had a syncopal episode and we rushed him in. The doctors determined that he has a heart arrhythmia that can be treated with medication. (Yay!!) We knew we could get Barkley the best treatment out there without having the worry of over-paying.
Insurer: Embrace
By: Angela
One of the best Pet Insurance
I never experience that medical expenses for my dog will be so expensive. I was absolutely bless having this Trupanion before Puffy had dislocated disc. I won't be able to pay for his surgery without the help form Trupanion and Puffy would suffer so much without the surgery. Trupanion is so great not only for his surgery but other treatment as well. The reimbursement is fast and help me reduce the burden of my financial. When any pet owners ask me about getting pet insurance, I speak highly about Trupanion. I am now upgrade my insurance to cover more for Puffy. I'm sure everyone would be very happy with the service.
Insurer: Trupanion
By: KP
One of the best Pet Insurance
I never experience that medical expenses for my dog will be so expensive. I was absolutely bless having this Trupanion before Puffy had dislocated disc. I won't be able to pay for his surgery without the help form Trupanion and Puffy would suffer so much without the surgery. Trupanion is so great not only for his surgery but other treatment as well. The reimbursement is fast and help me reduce the burden of my financial. When any pet owners ask me about getting pet insurance, I speak highly about Trupanion. I am now upgrade my insurance to cover more for Puffy. I'm sure everyone would be very happy with the service.
Insurer: Trupanion Canada
By: KP
Great Experience
After adding an English Bulldog to our family we realized we needed a reliable pet insurance plan. Embrace has been great, and claim reimbursements arrive quickly as promised - can't complain!
Insurer: Embrace
By: Lisa
So comforting to know Embrace is there for our dog
We have so far only used the Wellness Benefits and those reimbursements have arrived promptly and in the expected amount. The Embrace contact people have always been friendly, knowledgeable, and easy to contact. Very customer oriented. Of course, they end each call with the encouragement to give our Nickie a belly-rub for them. I hope I never have to use the policy to collect on treatment for a major illness but I am so glad to know we have that protection for Nickie if he needs it.
Insurer: Embrace
By: Darlene
People are Great -- the Legalese Isn't
I'd recommend Pets Best because the people I've talked to there when I've had questions have been so kind, but this is my first go around with pet insurance and I don't think the terms and conditions were spelled out well enough for me. At first I thought it was a total 80% coverage of any bill, and then I read more and understood it to be that it would be up to $2500 per claim, but now have been told that it's just $2500 for the year for the same diagnosis. I wish I had had the foresight to have switched over to the middle plan when I had the time but I didn't as it was twice as much as the basic level. But maybe it's worth it in the end to have basic for young animals and as soon as they're a certain age, to move them up just so there aren't any bad surprises.
Insurer: Pets Best
By: Kate
Covered Our Pups torn ACL!
When our little Smootch needed TPLO surgery, pets best was there to pay his enourmous medical bill. A lot of other insurers we looked at will deny ACL claims or charge extra for that coverage but not these guys. This insurance has paid for itself many times over. Don't wait to insure your little fur babies until it's too late! :)
Insurer: Pets Best
By: C.
Couldn't have made it without them
They made the whole claims proccess very simple and always proccess claims in a timely manner. If it weren't for pet insurance this year we could not have paid our bills!
Insurer: Pets Best
By: Heather
Fast and friendly!
My four kitties are covered with Embrace for both wellness and sickness/injury. Thankfully, I have not needed to make a sickness claim as of yet, but if the quick payout of their wellness claims are any indication, I know we've joined up with the RIGHT insurance company! And customer service has been quick with help AND friendliness as well! Only praise for Embrace so far!
Insurer: Embrace
By: Theresa