154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,840 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 29, 2025

Thank you Megan

I would like to thank Megan for going above and beyond to help me getting a pre authorization thru in record time for my dog, Markie! You are very lucky to have her working for you. I can’t thank her enough. Joanne Cain

Insurer: Fetch

By: Joanne Cain

March 29, 2025

This company moved out of Canada to the…

This company moved out of Canada to the us and is now charging in US dollars and converting that amount to Canadian dollars. Watch your bill go through the roof if you are Canadian. You can't even talk to a Canadian on the phone.

Insurer: Trupanion Canada

By: Fourth Gear

Verified March 29, 2025

Recommend 100%

I have had spot pet insurance for two years and had never submitted a claim. I was a little skeptical about the claim process. However it was very fast and easy, my dog had not fully recovered yet from her tooth extraction and I already had the refund in my bank account.

Insurer: Spot

By: Arlet

Verified March 29, 2025

The customer service was wonderful

The customer service was wonderful, and she explained everything to me the first time

Insurer: Nationwide

By: customer

March 29, 2025

Joshua was very polite and…

Joshua was very polite and professional. He provided excellent customer service!

Insurer: Fetch Canada

By: Victor Feng

Verified March 29, 2025

Excellent claim settlement timeframe

Excellent claim settlement timeframe

Insurer: Spot

By: Beth

Verified March 29, 2025

SPOT makes it easy to submit claims…

SPOT makes it easy to submit claims online, and was very quick with reimbursement without a lot of hassle or jumping through hoops.

Insurer: Spot

By: Linda Cabaniss

March 29, 2025

Choose Wisely... And Don't Choose Embrace

It should say something about the company when 24% of the reviews are 3-stars or less and 16% are 1-star. It should also tell you something about the company when the annual rate increase is predictable and will be double digits. But if you log in and get a rate quote for your pet you will get a cheaper rate than if you renew. Today's email ping-pong battle with the Embrace Claims Adjuster Manager was an exercise in futility. She kept telling me what information she had access to and refused to acknowledge that someone in the company above her level might have the information. I can't believe that USAA has aligned themselves with this company and actually recommends Embrace's services to their customers. Embrace does not understand the fundamental tenets of customer service and building brand loyalty. The very people that created the problem (Claims) are left to adjudicate the problem? That solution doesn't always work.

Insurer: Embrace

By: James Scruggs

Verified March 29, 2025

My experience with spot pet care has…

My experience with spot pet care has been good in every way. They're very responsive and easy to deal with

Insurer: Spot

By: Melanie Grasle

March 29, 2025

Excellent customer service

Customer service was pleasant and ez to deal with and very knowledgeable about their services

Insurer: Pets Best

By: Sandi Biggins

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