154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,760 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,322 reviews

4.9
Healthy Paws

10,778 reviews

4.9
Fetch

27,466 reviews

4.9
Pets Best

14,154 reviews

4.9
Trupanion

62,999 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified June 06, 2025

I filed my first large claim for my…

I filed my first large claim for my Doberman and immediately received an email that it was under review. A few days later, I received another email stating that the processing was complete and the money would be sent to my account, and it was. SO MUCH easier than health insurance for people!!!!

Insurer: Spot

By: Timothy Dupont-Stinedurf

Verified June 06, 2025

Amazing work and amazing experience

Everything was amazing and worked perfectly! I am super happy with the work that was done!

Insurer: Spot

By: Denver Clendenen

June 06, 2025

False and deceptive transactional…

False and deceptive transactional messaging. Will promise you a check in 5-7/10 business days but then will tell you to wait 30 days! They Have absolutely no issues taking out your money but every issue giving it back. I switched to spot from lemonade because it was cheaper now I see why. Worst mistake I have ever made!

Insurer: Spot

By: KGS

Verified June 06, 2025

For some reason there was a delay in…

For some reason there was a delay in receiving the claim I mailed to you. I called almost two weeks after mailing it and was told it had not been received. I then said I would re-send everything. Magically, I received notification the next day that it had been received. It was then promptly processed and paid.

Insurer: MetLife

By: Philip Smithka

Verified June 06, 2025

MetLife Pet Insurance is the best.…

MetLife Pet Insurance has been a life saver for me. My cats developed problems as they aged and I don’t know how I would have been able to afford the care for them without the insurance. The coverage is exactly as advertised. I couldn’t be happier and I wish my medical insurance was as pain free. The only criticism is that sometimes processing takes a bit long, but they always come through.

Insurer: MetLife

By: ZF

Verified June 06, 2025

Without Trupanion Insurance my two…

Without Trupanion Insurance my two oldest dogs would not be here. My Cavalier King Charles underwent open heart surgery to repair his mitral valve July 2024. You were there for us every step of the way. My oldest dog a cocker spaniel who turned 12 today is undergoing a cancer treatment for oral melanoma with a new treatment called Gilvetmab. He has responded very well and continues his treatment every other week. I can't say enough about Trupanion. Payment is always made to my account and my pets receive the best possible care there is. The open heart surgery was over $50,000.00 and there was no hesitance on Trupanion's part to pay the bill. I would not be without this insurance . Thank you from all my fur babies and from me. Elinor Stoppa

Insurer: Trupanion

By: RONALD STOPPA

Verified June 06, 2025

Delay tactics to avoid paying simple claim

Straightforward claim for a heart murmur has been held up nearly a month. They keep requesting prior insurance information even though we’ve provided it and it’s not a preexisting condition. The vet records clearly show it was not preexisting. Spoken with 4 reps, none of them have been able to help. They couldn’t even see documents we had uploaded on the app. Asked to speak to a supervisor, nothing. Seems to be a delay and deny tactic to avoid paying claims. Not feeling confident about future claims or retaining this policy.

Insurer: MetLife

By: Jennifer Nightingale

Verified June 06, 2025

Depending on the claim so time a while…

Depending on the claim so time a while for reimbursement

Insurer: MetLife

By: Adam Robitaille

Verified June 06, 2025

They covered almost half of my…

They covered almost half of my expenses. I had to pay the deductible but it definitely helped being reimbursed for half of the expenses.

Insurer: Fetch

By: Craig Sherman

Verified June 06, 2025

Helpful app…

It was easy to submit the claim through the app, and we received our money promptly. I appreciate the email updates. Thank you!

Insurer: MetLife

By: Eloisa Ricarte

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