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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Get Your Pet EMBRACED Today!

We have been loving pet insurers since we were adopted by D-O-G ("dee OH jee") the English Mastiff and quickly switched to Embrace Pet insurance because of these types of online reviews (I did some research!) and their excellent coverage plans. THANK YOU for Embracing him (and us) all these years! He's been one happy and healthy (and spoiled!) pup ever since.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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10

out of 10

Pleasantly surprised!

We have never had pet insurance in our 35 year marriage, until 3 months ago after adopting another kitten. We have had a total of 4 cats in 35 years and until our third kitten, all had been healthy and lived 14 plus years. But last December we adopted our little angel Bruce Wayne. We had just lost another angel "Sammy" to a stroke at 17 years old. After only a week I knew I was ready and we got Bruce. He was a special needs kitten as they told us. He had been to 2 shelters and had been treated for everything imaginable. At the time of adoption he was in treatment for Ringworm, but 10 days later we found out that he had not been contagious at the time of adoption...yay! But that exhilaration was short lived. He was in the vet for his well kitten check-up and the doctor heard a heart murmur, then noticed his fur on his ears and belly were sparse. She decided not to worry, as he had just finished 6 weeks of oral meds and shampoos for the fungus. He also had been sneezing and had the occasional cough. The cough did concern her, as he was a short hair and didn't shed. After many visits over the weeks and months that followed, he had been diagnosed with Asthma and allergies to environmental things. He was happy and energetic all the while, so I thought we were going to be okay! He had been put on a gel form of prednisone for the itching due to his allergies, and his fur came back in thick on his belly...not so much on his ears. He had been on the ear gel for a couple months, when his doctor referred us to a Dermatologist. He decided to put him on a lower dose of a oral steroid and hopefully to get him on an injectable soon after. Within a 2 week period, I noticed some changes in Bruce. He began eating less and sleeping in unusual places. He also began sitting in what they call the "Pain Pose". I took him into the vet and she was doing her usual exam, when he cried at the slight touch of his belly. She ordered an X-ray to see if possibly there was a blockage. In a 20 min time frame our world was turned upside down! Bruce likely had FIP, it's not cure able and causes fluid build up in the abdomen. There are two forms of the disease, wet and dry....he had both! We ran every conceivable test to be sure as we could that this was what it was. Three days later and multiple emergency trips to our vet, we let him go. We had our vet perform an exploratory surgery, in one last hope that he had something they couldn't see.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Best experience with any insurance company!

My dog Godzilla recently got his nail caught in a door jam and it was nearly completely ripped out. After a short time it began to bother him and became infected after a first trip to the vet. He ended up needing part of his toe amputated and the cost of everything once it was said and done was nearly $1500... Thankfully I had recently gotten pet insurance and healthy paws made this a much smaller problem. Their responses and claim procedures were prompt and straight forward and they mailed me a check very quickly. I will always have them as a security blanket for my best friend!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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9

out of 10

I have 3 Yorkies and satisfied with this company

I also had Purina Care and the policy was sold to 24 PetWatch. I had a few problems when I first sent in a claim. I understand they got bombarded with the Purina Care policy's and were very busy during that transition. Since then I have had several claims with them. They are slower in getting the claims out but I do get them. I have added 2 more dogs to our policy's because I like what they pay. If I am going to pay for insurance for my pets I want good insurance. They pay what PurinaCare paid and that is what I want, most other pet insurances do not pay for the office visits. I think they will get it all together now and have better turn around time. And I take my claim form with me to the vet,have them fill it out,then I take it and fax it off myself the same day. How hard is that?
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Atopic dermatitis and R-Leg Tear

River my Chesapeake * years old has two conditions:Condition 1. Cranial cruciate ligament tear (Cruciate Rupture (ACL, CCL) Condition 2. Atopic Dermatitis. We had Trupanion since River was 3 years old and I love there fast payments for claims and customer service. I would highly recommend them .
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chesapeake Bay Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

A++ for Healthy Paws!

Someone recommended we get pet insurance three years ago when we got our dog Hurley. My husband and I never knew there was such a thing. After doing much research, we decided Healthy Paws was the way to go and have never regretted the decision. I’m sure Hurley is no stranger to the Healthy Paws family due to the number of claims we’ve submitted over the years. Their coverage and reimbursement (90%) is very straight forward on their website and we’ve never had a single issue once we’ve submitted a claim. It usually takes less than a week for everything to be completely processed. The Healthy Paws family also always checks up on Hurley just to make sure he’s doing ok from time to time. Here’s just an example just how awesome their service is… "Hi Franke, We were wondering how Hurley is recovering from his major leg surgery? We’re sorry to hear he had to go through that and send wishes for a quick recovery! Please send a quick email letting us know how he’s feeling and give him a great big hug from us tonight! Sincerely, Tim Claws & Paws Protector” If you’re in the market for pet insurance, you won’t go wrong with Healthy Paws.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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9

out of 10

Fast, easy, uncomplicated

My claim for my pets hospitalization was processed within a day of my submission. I discovered that initial emergency examinations were not covered so that was a bit of a surprise, but overall I am extremely happy with the insurance this company has provided.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Superb company!

My Golden Retriever suddenly became lame on his right rear leg on New Year's Eve (figures it would be a holiday). I brought him to the vet on Jan 2nd thinking he had broken a toe, but it turned out he had a rapidly spreading infection that had already infiltrated the bone. He had an x-ray, antibiotic injection, blood tests, and was sent home with antibiotics & several supplements to help clear the infection and support his immune system.The vet's office faxed the claim to Trupanion that afternoon, and that same evening I received an email from Trupanion saying they would send the money to my bank account within a few days. Same day service! They covered 90% of everything (less the deductible & physical exam)- they even covered the supplements that the vet sent him home with. This company is phenomenal! I have a dog business & routinely talk to my clients about their pet health insurance & it is clear that Trupanion is the best, hands down. After hearing of my past experience with Trupanion, quite a number of clients have signed on or switched over from other pet insurance companies. I am so happy to have this health insurance for my dog! I only wish my own health insurance company was as good. Thank you Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

You saved our baby

Our dog needed 2 MRIs and 2 surgeries after being diagnosed with a herniated disc in her neck.Whithout the fantastic doctors at CSU veterinary hospital in Fort Collins and healthy paws,our baby wouldn't be with us anymore.This is the insurance to get!!!!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Best investment I could have made for my pets.

I have 9 cats & 1 dog, Peace of mind knowing if they get sick, I can get the care they need. They call to check how my pets are coming along, they pay all claims promptly and answer all my questions. I would highly recommend their coverage to everyone.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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