154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,927 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,325 reviews

4.9
Healthy Paws

10,780 reviews

4.9
Fetch

27,472 reviews

4.9
Pets Best

14,160 reviews

4.9
Trupanion

63,001 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

February 16, 2022

Very happy with spot insurance!

We purchased spot insurance after reviewing and comparing all policies provided by companies for pet insurance. We just submitted our first claim for puppy shot visits and was reimbursed by direct deposit very promptly. We did purchase the 90% return because we want our puppy Lucy to have the best coverage since she is like a child to us. We also just received a $25 Amazon gift card as promised. Thanks spot insurance!

Insurer: Spot

By: Carla Smith

February 16, 2022

Broken Toe

Our dog broke his toe and subsequently got a skin infection from the cast. It was a huge relief to have our Fetch pet insurance to help cover these costs. Our only complaint is the lack of transparency for annual increases. Our rate jumped by 56.04% in the second year without warning. Quite a shock.

Insurer: Fetch Canada

By: Morgan L

February 16, 2022

Excellent customer service

Excellent customer service. The processing of claims is very quick and easy! Communication is good - they keep me updated on where in the process my claim is. I’ve always been happy with my experiences!

Insurer: Fetch

By: Lisa Snively

February 16, 2022

WORST COMPANY I HAVE EVER HAD TO DEAL…

WORST COMPANY I HAVE EVER HAD TO DEAL WITH EVER!!!! CUSTOMER SERVICE WAS ALWAYS FRIENDLY OVER THE PHONE BUT NEVER ACTUAL DID ANYTHING TO FIX ANY OF THEIR ISSUES. You have to call them over and over and over to get anything done. I waited TWO YEARS FOR THEM TO “merge” my accounts for my animals. Then I couldn’t even sign in and they reset my deductible. Seriously the worst. I called them four times to let them know I couldn’t sign in to my account at all and it was always “okay, I’ll send a message to our IT department and they’ll get back to you TODAY” never did. A week later I’d call to complain again….. same thing over and over… They hide your deductible so you can never see what you’ve paid on it, so KEEP TRACK and be ready to fight them on it!!!!! I’d go ANYWHERE ELSE. I spent three years trying to work it out with these people. THE WORST!!! I’m so rattled. I don’t understand how a company can remain in Production that is so terrible.

Insurer: Fetch Canada

By: Ashley Addie

February 16, 2022

They massively increased their monthly…

They massively increased their monthly premium to double, while significantly lowering their coverage from one year to the next after not increasing hardly at all for 3 years. When trying to call in to resolve, they were insulting and unwilling to address the true problem at hand. I never consented to change in policy by email, verbal, or regular postal mail request.

Insurer: Figo

By: Darice

February 16, 2022

My wife and I can’t say enough about…

My wife and I can’t say enough about how happy we are that we have pet insurance. When our little princess was rushed to the emergency room, we didn’t have to worry about being able to afford the medical help she would need…

Insurer: Fetch

By: Kameron West

February 16, 2022

Having Fetch insurance saved my dog's life.

I am very happy to have Fetch insurance for my dog. It gave me peace of mind when he got really sick and we needed a help, going though all these expensive diagnostics and treatment, it literally saved my dog's life. I was able easy submit a claim through the app by myself and it took less than 15 days to get approval. Perfect insurance company and very flexible plans.

Insurer: Fetch Canada

By: Ina Zanevskaja

February 16, 2022

Fetch Delivers on it's Promises

My recent experiences with Fetch are all positive. The phone app is easy to use. My claim gets processed very quickly. My pooch Molly has epilepsy and has monthly recurring meds, and frequent vet checks. Fetch doesn't throw up any roadblocks, just processes and pays my claims.

Insurer: Fetch

By: Greg Baschak

February 16, 2022

My Charlie would not be alive today

My Charlie would not be alive today if not for trupanion.The amount that they have paid towards his treatment is mind blowing. I am so thankful for this insurance. They are so easy to work with .I recommend Trupanion to every dog owner I meet.

Insurer: Trupanion

By: carol adelman

February 16, 2022

Fast and Quick

This is a wonderful company to work with. My Freckles had two surgeries in one year and they were right there for us. The submissions are easy and they pay quickly and direct deposit makes it even easier and quick. Thank you so much for being there for us!

Insurer: Fetch

By: busyh

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