5
out of 5
POSTED: | BY: Jacqueline Hallstead
Excellent!
It's the best pet insurance - period! I have recommended it to all of my friends. :) They have signed up!
4.8
out of 5
Number of reviews 25,888
Trupanion pets lead longer happier lives.1 Pets insured with Trupanion lived longer than pets without Trupanion because pet parents didn’t have to worry about the cost of the care their pet needed. Depending on the plan Trupanion covers up to 90% of eligible expenses, has unlimited payouts-always, and can pay your vet bill, within seconds, at time of checkout, so all you pay is your portion (anything not covered by Trupanion). They have transformed the way pet insurance handles claims by eliminating the reimbursement process.
Trupanion was founded in Canada and provides bets-in-class coverage and is dedicated to helping pets we love get the care they need. They’ve been around for more than 20 years, making them experts and setting standards for the industry. One perk of this, and what they pride themselves on, is the amount they pay out to pet owners for each claim. Paying out more on the dollar than any other pet insurance provider. To date they have paid out $2 Billion in claims and have insured nearly 1 million pets.
To put it simply, there is a reason why 98.7% of Trupanion members stay enrolled every month.
1Based on a December, 2020 Trupanion study analyzing third party hospital claims data comparing pets insured with a Trupanion policy to pets without a Trupanion policy.
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Underwritten in Canada by Omega General Insurance Company and in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave S, Seattle, WA 98108. Administered in Canada by Canada Pet Health Insurance Services, Inc. dba trupanion and in the United States by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Please visit AmericanPetInsurance.com to review all available pet health insurance products.
5
out of 5
POSTED: | BY: Jeannie B
Absolutley Amazing
Once again you came through for Charlie The Cat & his dental issues. He is 3 now and never has your company and great staff been anything but up front, personable,informative and honest. The kindness and the fastest turn around regarding claims ever has me spreading the word constantly about this company. My dogs are under another company from 10 years ago and it has been 90% hassle. I know Trupanion is the hands down, or should I say "paws up": winner. The last claim had a notification of claim received (email) on the evening of the day it was faxed & confirmation via email of claim accepted/payment on the way in less than 24 hours. I recommend them to everyone I speak with. Congrats to you all. You are the best!! Thank you
5
out of 5
POSTED: | BY: Carrie
Trupanion has your back. They are the BEST!
Our four year old pug, Daisy has been unlucky in needing surgeries and having infections. Each and every time we have submitted a claim, Trupaion has covered the 90% without question. Our reimbursement checks come in very quickly which is a big help. If it weren't for Trupanion, we would not be able to have the ease in our hearts and minds to give our pets the care that they need.
5
out of 5
POSTED: | BY: Mary Glauber
wire encounter
The vet was able to see Newton within an hour of the incident. She and the vet techs stayed after hours to operate on Newton to put him back together. While waiting for Newton to come through the procedure, I did not stress over the mounting expenses because he was covered by Trupanion Insurance. I received a reimbursement check in 4 days. My daughters also have their dogs insured by Trupanion. It gives economic peace of mind.
5
out of 5
POSTED: | BY: Kim McMahon
Peace of Mind
We were very pleased the way our claim for Strider was handled. Within 24 hours of submitting receipts for our boy's MRI and possible upcoming surgery, Trupanion responded with the fact that they were reviewing the account. Within 48 hours, they let us know what the insurance would cover. Trupanion paid EXACTLY what was promised and in addition pre-approved a possible upcoming surgery. When you are trying to make decisions about your beloved animal family member, Trupanion comes through. We would recommend Trupanion to any animal owner and we do!
Monthly Cost
Monthly cost varies due to multiple factors including: species, breed, age at enrollment, gender, and postal code.
Coverage
One simple plan covers new injuries and illnesses, hereditary, congenital, and chronic conditions—once the deductible is met, Trupanion pays 90% of the remaining invoice.
To view a full list of inclusions and exclusions, check out our sample policy here.
Payout Limits
Unlimited lifetime payouts on eligible conditions with no payout limits-ever.
Deductible
You can choose your deductible from $0 – $1000, in $5 increments, to fit your budget.
Trupanion offers a lifetime, per condition deductible meaning that once the deductible is met for an eligible condition, you never have to meet it again. That condition is covered for life. This is great for chronic conditions that can span the entirety of a pet’s life such as allergies or cancer.
Age Limits
All pets under 14 years old can enroll.
Once enrolled, pets stay insured regardless of age.
Waiting Period
Accidents: 5 days
Illnesses: 30 days
Other providers may have additional waiting periods for congenital conditions like hip dysplasia, Trupanion does not.
Exclusions
Trupanion was developed to protect you and your pet from unexpected illnesses and injuries. That means we don’t cover “predictable” care costs that you can plan ahead for, like:
Examination fees
Wellness and preventive care
Elective, or cosmetic procedures
Sales tax, where applicable
Like all pet insurance providers, Trupanion does not cover pre-existing conditions. Whichever insurer you choose, it pays to enroll early!
*Terms and conditions apply. Please view your sample policy for complete coverage details.
Trupanion was founded in 2000 with the goal to help pet owners plan for the unexpected and take the cost out of the care equation. They believe that the pets—and the veterinary professionals who help them—deserve better. That’s why Trupanion is a proud member of the North American Pet Health Insurance Association.
Our members know we’re ahead of the pack, because there’s pet insurance—then there’s Trupanion:
24/7/365 Member Support—yes, even on holidays
20+ years of experience
$2 Billion paid in claims
Over 800,000 pets protected
Unlimited Payouts
The only provider that can pay your veterinarian directly at checkout*
Accepted everywhere in the USA, Canada, Puerto Rico, and Australia
* At participating hospitals
Trupanion is a registered trademark owned by Trupanion, Inc. Underwritten in the United States by American Pet Insurance Company and in Canada by Omega General Insurance Company