5
out of 5
POSTED: | BY: ts
easy. simple.
easy process. quick response. no hassle.
Read more on Trustpilot
4.7
out of 5
Number of reviews 2,556
Pumpkin is a pet care company on a mission to make the best pet care possible fur all. Pumpkin was started after its founders took a look at other pet insurance options on the market and found that some were missing one crucial component – preventative care. Pumpkin believes all parents should be able to give their pets medical care if they’re sick or hurt, and preventive care that keeps them healthy throughout their lives.
5
out of 5
POSTED: | BY: NishanU
The best Pet insurane
The claims were promptly and professionally processed as outlined in the policy. What Pumpkin insurance says in the policy that's exactly how the claims are processed in matter of days. No ifs and buts and no run arounds. Best pet insurance experience we ever had.
5
out of 5
POSTED: | BY: Tammy
I love this company they really care…
I love this company they really care about pets and owners. They have saved my cat by approving his treatment to make him well fast. The team at Pumpkin provide excellent customer service. They are very caring and very helpful. I am so thankful to of found Pumpkin. I appreciate it!
5
out of 5
POSTED: | BY: Nancy-Wellington,OH
The rep was so patient with me in going…
The rep was so patient with me in going over options to finalize my policy
5
out of 5
POSTED: | BY: Ursula Davis
Easy process and fast reimbursement
Thank you for making my experience so smooth. I put my claim in and after it was approved I promptly received my check.
Monthly Cost
Plans start as low as $30 per month. Prices vary based on plan type, pet breed, age, and location.
Coverage
Every pet is covered by a 90% reimbursement rate to make it easier to say “yes” to the best possible care.
Payout Limits
Annual limits of $10,000, $20,000 or unlimited for dogs and $7,000, $15,000 or unlimited for cats.
Deductible
3 options: $100, $250, $500 and $1000
Age Limits
No upper age limits. Pets must be at least 8 weeks old to enroll.
Waiting Period
Insurance coverage begins 14 days after your policy begins for all conditions, including knee/ligament issues where some other policies make you wait 6 months for coverage. No waiting periods for preventive care (in fact, depending on when you received the care, you may be eligible for a retroactive refund).
Exclusions
Pre-existing conditions are not covered. However, unlike some other pet insurances, Pumpkin’s plan covers some curable pre-existing conditions if symptom-free for 180 days, with the exception of knee and ligament conditions. For full terms, visit pumpkin.care/insurancepolicy.
About Pumpkin:
Pumpkin Insurance Services Inc. (Pumpkin) is a licensed insurance agency, not an insurer. Insurance is underwritten by United States Fire Insurance Company, a Crum & Forster Company and produced by Pumpkin. Pumpkin receives compensation based on the premiums for the insurance policies it sells.
Pumpkin Preventive Essentials is not an insurance policy. It is offered as an optional add-on non-insurance benefit. Pumpkin is responsible for the Pumpkin Prevent Essentials product and its administration.
Pumpkin Pet Insurance policies do not cover pre-existing conditions. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For full terms, visit pumpkin.care/insurancepolicy. Products, discounts, and rates may vary and are subject to change. More information available at checkout.