Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Colin

Prudent Pet Score High Marks

Prudent Pet has proved to me to be the new leader in the rapidly growing pet insurance business. They went above and beyond the call of duty when outlining the benefits of their service and they also go deep to figure out what level of service fits your dogs needs, as well as your finances. There was no pressure and I have come to find through a ton of research, that they are currently one of the best pet insurance companies on the market. I appreciated how they took the time to explain not only their service, but the pros and cons to other services as well. There was no pressure and their reps carefully walk you through the process. Managment also has no problem in reaching out to make sure you get the best possible care for your pet.
Read more on Trustpilot
5

out of 5

POSTED: | BY: RobinH

Super Fast Payment!!!

My pup had to have emergency surgery on a Sunday. They reimbursed me for 90% less than 2 weeks later! Thank you prudent pet!!
Read more on Trustpilot
1

out of 5

POSTED: | BY: E k

Took 2 months to get my claim taken…

Took 2 months to get my claim taken care of
Read more on Trustpilot
5

out of 5

POSTED: | BY: Dianne

I haven't used it yet

I haven't used it yet, but if the billing is as on top of it as the sales team is, we are gonna get along GREAT!
Read more on Trustpilot
2

out of 5

POSTED: | BY: Anonymous

Two issues

Two issues: 1) There's no app to easily/efficiently submit a claim 2) The process of reviewing and finally receiving my money took about 2 months.
Read more on Trustpilot
Please leave a review

Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
Provider website

Get a quote today

Leave a review