Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,452

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele-Marie

Awesome company

I was able to understand everything the different levels were very nice i was extremely satisfied with how easy the search was and how the rate brakedown was organized. I just wish the prices were a bit cheaper.
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5

out of 5

POSTED: | BY: Diane

So I really doubted that I would get…

So I really doubted that I would get the money for my dogs teeth cleaning. Yorkies can get tartar quickly and you have to keep up with maintenance. I actually got the $100. There was a few weeks behind because of processing but after having insurance that don’t pay this was refreshing.
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5

out of 5

POSTED: | BY: Dog mom

Thank you took little bit longer than…

Thank you took little bit longer than expected but good company.
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5

out of 5

POSTED: | BY: Jessica P

Customer service was great!

Customer service was great!
5

out of 5

POSTED: | BY: Christina Borg

Customer service was amazing

Customer service was amazing, the person that helped me over the phone was very knowledgeable and answered all of my questions with ease and was very good with following up with me. It took three times of rescheduling until I finally was able to go over a plan with her and sign up my two cats. I am a super busy person, but she didn't give up 🙂 I look forward to working with this company it is very reasonable compared to other companies and seems to cover more in certain areas. Sincerely, Christina B
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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