5
out of 5
POSTED: | BY: Vinnie
Great customer servicer
Great customer service.
4.8
out of 5
Number of reviews 2,452
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: F. Scott
Pet Insurance at an Appropriate Premium
We added a puppy to our family & I wanted her to have insurance protection like the rest of my family. I wanted to make sure if she ever got sick or had an accident, we could concentrate on her medical care instead of struggling with unexpected bills. I chose Prudent Pet Insurance for their customizable plan’s & appropriate premium’s. I now have peace of mind knowing everyone in my home has protection.
4
out of 5
POSTED: | BY: Patricia Coronado
I just bought this plan
I just bought this plan. So far no problems. The only thing was after I applied the info said I would get an email for me to set up my password, I didn’t get one so I called and they told me what to do. Everything ok now.
5
out of 5
POSTED: | BY: Robert Mimbs
Very easy to work with
Very easy to work with. My comments are about obtaining the coverage for your pet and not how the company responds to a claim. Easy to customize your coverage regarding deductible, payout percentage and maximum yearly payout. Wellness is offered in two options for a fair price. I'm truly pleased with my selection experience.
5
out of 5
POSTED: | BY: Pamela Martin Bruce
This is the best policy I could find…
This is the best policy I could find for my Pekingese. Thanks!
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.