Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,730

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary Bowman

Customer Service A+

I recently had to file a claim with Prudent Pet and I was highly impressed with their level of service. The process was straightforward, and their customer support team was responsive and knowledgeable. The representative I spoke with, Andreea took the time to explain my policy details and ensured that claim would be handled once they receive the information from the Vet. Her professionalism and compassion made a stressful situation much easier to handle. I truly appreciate the excellent service and would highly recommend Prudent Pet to any pet owner looking for reliable insurance coverage. And try to speak to Andreea her vibe made me smile.
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5

out of 5

POSTED: | BY: Donna Young

An Excellent Enrollment Experience

My review is based on an enrollment call with Steffie. She was very helpful, informative, and a pure delight to speak to. I did a lot of research on insurance plans, and the features of this insurance sounded very good. Steffie took the time to patiently explain anything I didn't understand. She made the process easy and painless!
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5

out of 5

POSTED: | BY: shirley.everettyahoo.com

Helpful and makes sure you understand…

Helpful and makes sure you understand the information
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5

out of 5

POSTED: | BY: Muz Hussaini

Great support

Support members were very polite and patient. They helped me with the whole claims process and assisted me in all my concerns.
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5

out of 5

POSTED: | BY: Rosella Collins

Always very helpful and quick with the…

Always very helpful and quick with the claims.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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