Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,730

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: wendy wajda

More people need this insurance for their pet!

So what I think is the sad part, is that whenever I tell somebody what pet insurance I have they haven't heard of it. And I think more people need to hear of it. They are wonderful! They explain everything that is covered and not covered very well and if you have any questions they always say don't hesitate to call. Their customer service is remarkable. Someone actually answers the phone and talks to you. And I can't believe how much stuff they cover. It really is an excellent pet insurance and more people need to have it!!!!
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4

out of 5

POSTED: | BY: Midge

Claims review did not start off well

The claims process was not very satisfactory with numerous requests for the information that I submitted three times! I finally reached Audria (sp?) who was very helpful by putting me in touch with her supervisor, Delaney, who cleared everything up, apologized and told me that their processes and procedures for claims would be reviewed.
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5

out of 5

POSTED: | BY: Ken Roesel

Dog gone good!

This company makes me wish I were a dog because their product is so dog gone good!
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5

out of 5

POSTED: | BY: Elizabeth wanstrath

The Rep was very helpful and explained…

The Rep was very helpful and explained well thanks
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5

out of 5

POSTED: | BY: mjensenr-selectric.com

GREAT PRICE AND GREAT TO DEAL WITH

Have not needed to use the insurance yet and hope i don't. Everyone at Prudent Pet has been very helpful and straightforward. Price is great and better than most. Time will tell but so far very happy.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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