Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,770

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Katie A

Really Impressed with the transparent…

Really Impressed with the transparent access to information and without gimmicks. While on the hunt, PrudentPet.com had the most comprehensive and useful quote tool, allowing us to compare and tweak options quickly and without needing to dig for information. It was also excellent to know the plan could be booked through our insurance broker and current insurance provider (NYCM). Looking forward to not over-paying, but moving forward with greater peace of mind for our new four-legged family member.
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5

out of 5

POSTED: | BY: Joseph

Bobby was super helpful

Bobby was super helpful and helped answer all my questions. Signed up on the spot with him.
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3

out of 5

POSTED: | BY: Robert Greene

decent price but still more than I wanted to pay

"competitively" priced (others were more expensive)
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5

out of 5

POSTED: | BY: Shirley Ratliff

Everyone have been very nice and…

Everyone have been very nice and helpful every time I have called Prudent.
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5

out of 5

POSTED: | BY: autumnjmwgmail.com

Easy sign up

Easy sign up, reasonable pricing, great coverage. We’ll see how things pan out when we need to use it, but overall glad to have these policies for our two new puppies.
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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