5
out of 5
POSTED: | BY: Danielle Martin
My rep was fantastic
My rep was fantastic, very knowledgeable
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4.8
out of 5
Number of reviews 2,472
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Vera Cunha
Rebecca was great
Rebecca was great! She explained everything for me, helped me to get the right insurance plan for my 2 dogs! We are very happy and satisfied to have Prudent insurance! Thanks Rebecca :)
5
out of 5
POSTED: | BY: Vera Cunha
Everything very easy
Everything very easy! Awesome customer service! We are very satisfied with our 2 dogs insurance policy plan !!!
5
out of 5
POSTED: | BY: customer
Rebecca was great
Rebecca was great. Answered all my questions and walked me through things.
5
out of 5
POSTED: | BY: Jose Arenas
Delaney's expertise eased my first-timer's anxiety
Delaney was very knowledgeable, patient, and explained how beneficial this insurance is for my precious pet. She also informed me as to how much better Prudent Pet was than the competition. She made me feel very comfortable about my choice of coverage. All my questions were answered in a clear and understandable manner to my satisfaction. This was my first time purchasing insurance for a pet and Delaney helped me to understand the coverage in detail.
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.