5
out of 5
POSTED: | BY: WANDA BUCK
Stephanie T
Stephanie T. Has been exceptionally patient with me.
Read more on Trustpilot
4.8
out of 5
Number of reviews 2,481
It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest!
They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise.
Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5
out of 5
POSTED: | BY: Tracy Mowder
Great policy options to choose from and…
Great policy options to choose from and easy to customize a plan for your needs. The rep I spoke to, Rebecca, was incredibly helpful and patient with me while I decided on my policy. I highly recommend them for your pet insurance needs. Overall it was a great experience. One that I dreaded but it turned out to be good!
5
out of 5
POSTED: | BY: sheryl arender
Great service
Rebecca was a great rep and explained everything to me. Very knowledgeable and friendly.
5
out of 5
POSTED: | BY: customer
Excellent customer service
Excellent customer service! Very enjoyable and easy to work with! We highly recommend their services!
5
out of 5
POSTED: | BY: Dorothy Bihm
Rebecca
I had the pleasure of speaking with Rebecca at Prudent Pet Insurance . Rebecca was friendly and warm and very knowledgeable and explained the plans that I selected for my fur babies. Rebecca made me confident that I made the right choice to choose Prudent for my fur babies wellbeing and help with the high cost that often accompanies Vet visits and unexpected emergencies. Thank you Rebecca for being so kind and informative, I really enjoyed our chat .
Beau 🐕🦺 and Callie 🐈⬛ also thank you .
Monthly Cost
Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.
Coverage
We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.
Payout Limits
We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan. There are no lifetime limits with any option you choose.
Deductible
Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.
Age Limits
We have no age limits, but your pet will need to be at least 8 weeks old to enroll.
Waiting Period
For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.
Exclusions
Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies.
Optional Wellness Details
We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount.
*Correct Jan. 2019
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.