Prudent Pet | Pet Insurance Review

4.8

out of 5

Number of reviews 2,630

It’s never fun to think about your pet facing a health scare. But Prudent Pet is here to give you peace of mind so you’ll be ready when something happens. They want you to be able to focus on the cuddles and snuggles, the tricks and treats, and the walks in the park. They’ll take care of the rest! They offer a choice between an Accident only plan and a full coverage plan covering Accidents and Illness. All of the policy details below are applicable to both types of plan, unless stated otherwise. Learn more about Prudent Pet’s plan options, read customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Nancy Poe

Cancel this insurance immediately!

Cancel this insurance immediately!! I have not heard from you since taking out insurance. I have no policy, no numbers to call, no information at all. If this is the way you do business I want no part of it!! Send proof that you have canceled immediately so I can purchase other insurance!
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5

out of 5

POSTED: | BY: Dale Moyers

Dachshund Insured

I purchased this insurance because I thought it was the most comprehensive at a reasonable price. My greatest concern was if my dog gets sick or injured. I wanted an unlimited cap. I chose the higher deductible, with a 90% payout to save money.
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5

out of 5

POSTED: | BY: klugshorsesgmail.com

Rebeca was very helpful answered all my…

Rebeca was very helpful answered all my questions I could hear and understand her very clear she was very sweet and nice to talk with
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5

out of 5

POSTED: | BY: austinprecisegmail.com

I will be using the insurance soon to…

I will be using the insurance soon to get are (“Cheddar Bob”) Cat. Neutered.
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5

out of 5

POSTED: | BY: Marie Cohen

Fantastic Customer Service!!

Stephanie was wonderful. She took the time to go over many different scenarios to get me the best coverage for my fur babies. It was complete pleasure speaking with her
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Monthly Cost

Monthly rates start at $10 for Accident only and $16 for Accident & Illness coverage. Those rates vary based on species, age, breed as well as your location.

Coverage

We cover based on the actual vet bill and have options for 90%, 80% or 70% reimbursement.

Payout Limits

We offer limits of $2,500, $5,000, $10,000, $15,000, $20,000 and an unlimited plan.  There are no lifetime limits with any option you choose.

Deductible

Choose a deductible that works best for you and your family, we offer $100, $250 and $500 options.

Age Limits

We have no age limits, but your pet will need to be at least 8 weeks old to enroll.

Waiting Period

For our accident & illness plans (essential & ultimate), we have a 14-day waiting period. Our accident-only policy only has a 5-day waiting period. There is no waiting period for wellness coverage.

Exclusions

Pre-existing conditions, cosmetic procedures and breeding costs are not covered by our policies. Optional Wellness Details We have two preventive/wellness plan options. Our basic option costs $9.95/month* and our Prime option costs $24.95/month*. These cover things like wellness exams, dental cleanings, or flea/heartworm prevention. Reimbursement for these is based on a set maximum annual amount. *Correct Jan. 2019
Prudent Pet Pet Insurance detail
Prudent Pet Insurance helps you keep the promise to your pets. We were founded with the belief that pet insurance should be simple, fun, and cute and we stand by that to this day. But most importantly, we’re simple to understand and easy to purchase.
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