Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 14,162

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Lauri

Excellent Customer Service &…

Excellent Customer Service & Communication. Fast & Efficient Claims Processing!
5

out of 5

POSTED: | BY: Kim Kelly

Best insurance out there

I tried other pet insurance companies and this one is by far the best. Quickly reviews the claims I submit and covers all the essentials my dogs needed
5

out of 5

POSTED: | BY: Don Bui

Pets Best Pet Health Insurance is…

Pets Best Pet Health Insurance is great! they’re fast and prompt for processing our claims submitted.
1

out of 5

POSTED: | BY: DAWNALEE KIELTY-DOWNING

Need retraining immediately for your customer service …

We have submitted nursemaid separate claims and including all invoicing not paid . We were told by a rep named Sam that payment would be made to the animal hospital . This was not true so now we are having to pay all up front and then resubmitting each claim separately for the to process this is a very difficult time for our family and you folks are making this so much harder . I would love to speak to upper management about this . I am in the rescue fields and will not be recommending this company to anyone . I was a loyal customer for many years but that is changing after this very poor experience . Bad communication in your part . Being told the wrong things repeatedly and then asking for a communication log and being told they can not do that . Have someone call me 781-799-0651 I would love to review this mess .
5

out of 5

POSTED: | BY: Elijah E

Thankful for PetsBest!

We've had PetsBest coverage for both our dogs for years now. PetsBest really came through for us with our older dog when he had TPLO surgery several years ago. Our recent experience with PetsBest began as my wife and I were driving with our two dogs to visit family out of state. On the first day of our drive, our younger dog started vomiting. Unfortunately, even after we had reached our destination and she had several days to settle, her vomiting didn't stop. Being over a thousand miles from home and our primary vet made for a stressful situation. We ultimately made the decision to take her to a Vet ER where she received excellent care and recovered slightly with anti-nausea medication. However, once we returned home, our dog continued vomiting and her weight kept dropping. So, we went to our primary vet and he recommended an Ultrasound which could only be done at our local Vet ER. Thankfully, the Ultrasound was negative. We now have our dog on a new food and are hoping this will be the answer. Currently, we've submitted 4 claims for our dog's current illness and all have been reimbursed. The process for submitting a claim to PetsBest couldn't be more easy. The piece of mind from this experience has made us so incredibly thankful to have PetsBest coverage for our dogs!

Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.

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