Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 14,573

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Romynna Jimenez

My experience has been not positive

My experience has been not positive, I made a claim in December and I have no response yet. I’m about to make another claim but this is not trustworthy anymore
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4

out of 5

POSTED: | BY: Heather

Affordable honest pet insurance

Pets Best is extremely affordable with many different options to insure your pet. Without insurance the total hip replacement (plus lifelong continued aftercare) that our dog needed would have been an extreme struggle to provide. Like most insurance companies you do need to pay your bills first, submit your receipt, then PetsBest will reimburse you.
1

out of 5

POSTED: | BY: Jean

Very unhappy customer after 7 years

We have had Pets Best for 7 years. It used to be a wonderful company, you could easily talk to customer service that was here in the US. About almost a year ago, this changed drastically. I used to recommend friends and family to Pets Best, but have stopped, and all that I have recommended have since dropped their policies. Rates continue to nearly double from year to year, which I understand as our dog is aging. What I cannot understand is the complete reversal of paying claims and customer service. First, it is impossible to get in touch with customer service. If you are ever able to contact them, I suspect customer service has been outsourced overseas to people who are difficult to understand, nor do they understand any issue you are trying to explain. Second, the EXACT same claims that I have submitted and gotten reimbursement for 6+ years are now being denied, with multiple unique reasons given for the denials. On one claim, I am on my fourth or fifth different reason for denial. The website to submit claims is often down - weeks at a time. I have requested a supervisor to call me if claim is again denied, to no avail.
5

out of 5

POSTED: | BY: Mykael

Affordable and Professional!

I have all of my pets insured by Pets Best. Claims are easy and premiums are affordable.
5

out of 5

VETERINARIAN: Cardinal Animal Hospital

POSTED: | BY: Laura

Pet's Best

Pets Best is very easy to use and has always covered everything they said they would including cancer treatments for our dog that has since passed away.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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