Pets Best | Pet Insurance Review

4.9

out of 5

Number of reviews 14,149

Founded by veterinarian Dr. Jack Stephens, Pets Best insures cats and dogs in every state and has paid nearly $150 million in claims since 2005. is recommended by veterinarians across the U.S. Learn more about Pets Best plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Maureen R

This is so easy

I had used a different insurance for my previous dog--it was so hard to put in a claim; had to remember to bring form to vet and then fax it in. This is so easy to just submit on line the next day--I receive payment within 7-10 days!
5

out of 5

POSTED: | BY: Sheri R

Submit claims on my phone

So easy to submit claims on my phone and let Pets best do the rest of the work.
5

out of 5

POSTED: | BY: James S

Like lightening!

The few times I have submitted claims, Pets Best was like lightening! I am so very happy with the Pet Insurance you offer and rates are so affordable. You cover just about everything! I always recommend Pets Best to friends, family and put your good name out there for everyone! Thank you so very much!
5

out of 5

POSTED: | BY: Lisa M

Extremely responsive

Pets Best has always been extremely responsive. They process claims very quickly and the app makes them so easy to file. Love Pets Best and would recommend to anyone.
5

out of 5

POSTED: | BY: Catherine W

Enabled us to give our pet the best care

Peanut was in heat and had started eating smaller meals. After approximately 4-5 days, she stopped eating. She was not her usual happy self - she had become mopey and lethargic so I called the emergency vet and let them know of my concern. I had an appt with her reg. vet the next day but luckily they told me they were concerned about her glucose levels due to her not eating. After we brought her in, they determined that she had a pyometra. The surgery was a success and she has now recovered from her ordeal (minus some of her shaved fur!). Her stitches were removed two days ago. I'm so happy that we caught the problem in time - I shudder to think what might have happened if we didn't. Peanut is my precious child - thank you so much for enabling us to give her the best care possible.
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Monthly Cost

$6 and up, depending on your chosen plan.

Coverage

Accident and Illness plans with optional reimbursement levels of 70%, 80%, or 90% after the deductible. Flat Rate Accident coverage for $9/month for dogs and $6/month for cats. (Available in most states). Two optional Wellness plans to cover routine care. 24/7 Pet Helpline, powered by whiskerDocs is included on all policies. The pay-out amount is based on your actual vet bill. Reimbursements are sent directly to CareCredit credit card when chosen as your default reimbursement method. Choose to have your eligible claim payment reimbursed directly back to your CareCredit card.

Payout Limits

$5000 -Unlimited annual limit, depending on your chosen plan. Unlimited lifetime limits.

Deductible

$50 – $1,000 annually.

Age Limits

Pet must be at least 7 weeks old to enroll. Pets Best does not restrict coverage or availability for older pets.

Waiting Period

A waiting period refers to the amount of time after enrolling before your pet is eligible for coverage. Waiting periods vary by the type of coverage and start on the effective date of your policy. Once met, waiting periods are waived for continuous, uninterrupted policy renewals. Pets Best offers some of the shortest waiting periods in the industry following the policy effective date. Get a quote for specific information on waiting periods in your state.

Exclusions

Pre-existing conditions are not covered. Elective and preventive procedures are not covered.

Disclosures

Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms visit www.petsbest.com/policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the age of your pet, the species or breed of your pet, and your home address.

Pet insurance coverage offered and administered by Pets Best Insurance Services, LLC is underwritten by American Pet Insurance Company (NAIC #12190), a New York insurance company headquartered at 6100 4th Ave. S. Suite 200 Seattle, WA 98108, or Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd. Ste. 160 Scottsdale, AZ 85254 or MS Transverse Insurance Company (NAIC #21075), located at 15 Independence Blvd. Suite 430, Warren, NJ 07059. Pets Best Insurance Services, LLC (NPN #8889658, CA agency #0F37530) is a licensed insurance agency located at 11333 N. Scottsdale Rd. #160 Scottsdale, AZ 85254. Each insurer has sole financial responsibility for its own products. Please refer to your declarations page to determine the underwriter for your policy. Terms and conditions apply. See your policy for details.

Pets Best Pet Insurance detail
Pets Best was founded by veterinarian Dr. Jack Stephens, whose passion for saving pets led him on a mission to provide access to comprehensive, yet affordable, animal healthcare. Pets Best offers pet insurance for dogs and cats in every state and has paid nearly $150 million in claims since 2005. Pets Best is rated 9.6 out of 10 (TrustPilot) and is recommended by veterinarians across the U.S. Built upon a legacy of innovation, it focuses on putting customers first by offering unlimited accident and illness plans, wellness plans, a mobile app, a 24/7 Pet Helpline (powered by whiskerDocs), and more.
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