PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Average customer rating

9.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.3
Count 2 2 50

PetPremium Pet Insurance

10
Out of 10
Recommended
Posted: 02/22/2019
By:
Debra Simmons

I've been very pleased with Pet First. They've handled my claims quickly from letting me know that it was received to approving it to paying it. The only thing I don't like about it is the $5,000 yearly cap as I've found things can add up in the blink of...

Injury/illness

Skin problem

Gastritis/vomiting

Claim Amount
$500 - $1000
Breed

Mixed Breed

Age of Pet
1 - 8
10
Out of 10
Recommended
Posted: 02/02/2018
By:
Jessica

Cannot speak highly enough of Pet Premium Pet Insurance! Affordable and so easy to use! This is our third year already with our plan, and I’m never turning back lol!

Injury/illness
Tracheitis
Claim Amount
Under $100
Breed

Chihuahua

Age of Pet
Over 8 years
Monthly Cost

$12 - $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.   

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan 

Dental injuries are covered, however exclusions apply for dental illnesses. 

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected.   

As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. 

Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.