PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Average customer rating

9.3 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.3
Count 0 11 48

PetPremium Pet Insurance

10
Out of 10
Recommended
Posted: 02/02/2018
By:
Jessica

Cannot speak highly enough of Pet Premium Pet Insurance! Affordable and so easy to use! This is our third year already with our plan, and I’m never turning back lol!

Injury/illness
Tracheitis
Claim Amount
Under $100
Breed

Chihuahua

Age of Pet
Over 8 years
10
Out of 10
Recommended
Posted: 01/01/2018
By:
Heidi McDonald

I've had a couple of vet visits for my older female pug this year. Both visits, the insurance paid exactly the amount promised in the contract. I got both checks very quickly too! I've been very pleasantly surprised with how great this insurance is!

Injury/illness

Gastritis/vomiting

One visit for vomiting, the other for a bee sting allergy.
Claim Amount
$100 - $500
Breed

Pug

Age of Pet
Over 8 years
9
Out of 10
Recommended
Posted: 12/12/2017
By:
Stefanie

Pet Premium has been great to work with. They handle all of my claims quickly and then check in to inquire how my dog is doing. That's what i want from an insurance company.

Injury/illness

Bladder

Claim Amount
Under $100
Breed

Miniature Poodle

Age of Pet
1 - 8
Monthly Cost

$12 - $80, depending on your chosen plan.

Coverage

Limits are annual and selectable from the following: $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited.

Payout Limits

Per incident limit of $2,500, $3,000, $5,000 or $7,000 depending on plan.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan 

Dental injuries are covered, however exclusions apply for dental illnesses. 

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected.   

As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. 

Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.