PetPremium offers two levels of pet health insurance and optional wellness coverage. Its pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience.

Learn more about Pet Premium's plan options and read customer reviews so you can make an informed choice about your pet insurance provider. 

Average customer rating

9.2 Out of 10
60 Days 1 Year Lifetime
Rating 9.5 9.5 9.2
Count 0 2 83
9
Out of 10
Recommended

The person who took my call was very pleasant, helpful and cooperative , all the Q? that i ask are very well answered & explain.

Posted: 03/02/2021
By:
Andres
Bonifacio

The person who spoke to me over the phone,(Jopseph P) take a time to explain to me the details, this is the first time I ever encounter a
professional customer service who really take time to explain to me all the Q? and answer them all in very pleasant and profesinal way.
Thank you Mr. JP kept up the good work and make the customer happy by all means.

Injury/illness
Claim Amount
Breed

Chihuahua Mix

Age of Pet
1 - 8
10
Out of 10
Recommended

No comment

Posted: 10/17/2020
By:
Martin
Lopez

No comment

Injury/illness
Claim Amount
Breed

Chihuahua

Age of Pet
Over 8 years
10
Out of 10
Recommended

My dogs are so beautiful sweet

Posted: 08/22/2020
By:
Jacqueline
Rodriguez

Hazel girl has Lumps on her back and she is slow going up to the stairs or going down ace is n over weight

Injury/illness
Claim Amount
Breed

Pit Bull

Age of Pet
1 - 8
10
Out of 10
Recommended

Economical, reliable, efficient and helpful!

Posted: 08/17/2020
By:
Glennda
Currence

This company is fair, reasonably priced for coverage...different levels of coverage, and helpful when you call.
I am so glad Peanut is covered with Nationwide!!!!!!

Injury/illness
Claim Amount
Breed

Boston Terrier

Age of Pet
1 - 8
Monthly Cost

$12 - $80, depending on your chosen plan.

Coverage

Select either the Accidents Only Coverage or Total Coverage plan. Both plans have annual limit options of $2,500, $3,000, $4000, $5,000, $7,000, $10,000, $15,000, $20,000 and unlimited. You can also select a Reimbursement percentage of 70%, 80% or 90% and an Annual Deductible of either $100, $250 or $500.

The Total Coverage plan covers accidents and illnesses, hereditary and congenital conditions. Behavioral Treatments, as well as Alternative Therapies are covered.

The Accident Only Plan does have allowances for Alternative therapies.

Both plans offer a Wellness plan as an extra option.   

Payout Limits

Annual claim limits of $2,500, $3,000, $4,000, $5,000, $7,000, $10,000, $15,000 or $20,000 depending on plan coverage selected.

Deductible

$100, $250 or $500 annually.

Age Limits

Pets must be at least 8 weeks old to enroll. There is no upper age limit.

Waiting Period

Coverage for illnesses, including congenital and ACL injuries begins 14 days after date listed on policy. Accidents are covered the day of policy issuance.

Exclusions

Pre-existing conditions are not covered. 

Hereditary and congenital conditions and behavioral conditions and alternatives therapies (such as acupuncture, hydrotherapy and chiropractic), are covered on Total Coverage plan 

Dental injuries are covered, however exclusions apply for dental illnesses. 

Optional wellness plans (three options) are available for an additional cost.

Since 2013, PetPremium has strived to ensure pets across the U.S. stay happy, healthy and protected.   

As well as offering two levels of pet health insurance and optional wellness coverage, PetPremium’s pet portal, featuring pet care and breeding services and expert resources, supports pet owners through every stage of the pet parenting experience. 

Passionate about protecting human and pet health and natural resources, PetPremium is committed to promoting environmental stewardship and implementing innovative environmental technologies and practices.