Petplan has 40 years of global experience in offering care, support and value to pet owners with its comprehensive, fully customizable plan. It supports partner shelters, rescues and humane societies through the Petplan Fund.

Average customer rating

9.1 Out of 10
60 Days 1 Year Lifetime
Rating 7.9 8.2 9.1
Count 11 55 3753

Petplan Canada

10
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 11/13/2018
By:
Oliver Cowern

Petplan came through for us in a difficult time.

We had heard from friends and family how expensive pet bills can be, so when our pup Aggie joined our family, we made sure to sign up for pet insurance. Although she was only 7 weeks old, we wanted to go...

Injury/illness

Cancer

Claim Amount
Over $1000
Breed

Mixed Breed

Age of Pet
1 - 8
1
Out of 10
Insurer: Petplan Canada
Posted: 11/07/2018
By:
Mike Pietra

Purchase the insurance prior to getting our cat from a very reputable breeder. The animal had a one-in-a-million seizure and involuntary movement disorder. Petplan found every possible way to deny the claim. After cancelling with them 6 months later,...

Injury/illness
Claim Amount
Over $1000
Breed

Bengal

Age of Pet
Under a year
8
Out of 10
Recommended
Insurer: Petplan Canada
Posted: 11/06/2018
By:
Jai Fajardo

Petplan helped pay for a sudden urgent neck surgery to our puppy, Jeffrey. This took stress off the incident. At first it was difficult getting the claim paid for when another employee was taking care of the claim, but when Taylor jumped in to speed the...

Injury/illness
Neck surgery
Claim Amount
$500 - $1000
Breed

Mixed Breed

Age of Pet
1 - 8
Monthly Cost

$16 - $60, depending on your chosen plan.

Coverage

You have a co-pay of 10%, 20% or 30% after your deductible. 

Non-routine exam fees, including at ER and Specialists, are covered.

The pay-out amount is based on your actual vet bill.

Use your current veterinarian or any veterinarian in the US or Canada.

Payout Limits

Annual limits range from $2,500 to unlimited depending on your chosen plan.

No per condition limits.

No limits or exclusions for hereditary or chronic conditions.

Deductible

Annual deductible from $100 to $2,500.

Per condition deductibles from $100 to $2,500 also available.

Age Limits

Pet must be at least 6 weeks old to enroll. 

No upper age limits apply.

Waiting Period

Coverage goes into effect at 12:10am the day after activation. Accident claims are valid after a 5-day policy waiting period. A policy waiting period of 15 days applies for illness claims. 

Hip dysplasia – standard illness waiting period applies.
Cruciate, patella, and soft tissue disorders of the knee – six (6) month exclusionary period (waivable by Petplan if a healthy knee exam by your veterinarian during the policy period – call Petplan 24/7 for details).

Exclusions

Pre-existing conditions are not covered.  Curable pre-existing conditions may be coverable after an exclusionary period – call Petplan directly 24/7 to learn more.  Preventive care expenses are not covered.

Alternative therapies such as acupuncture, physical therapy, hydrotherapy, and holistic care are covered as standard in every plan.  No additional fees.

Non-routine exam fee coverage, including specialists, and non-routine dental coverage including periodontal disease, are covered as standard in the policy. 

Coverage is available for boarding kennel fees, advertising and reward costs for lost pets, vacation cancellation and death benefits.

Petplan has over 40 years of global experience in offering care, support and value to pet parents with its comprehensive and completely customizable insurance plan. 

Petplan’s innovative approach to pet insurance has been recognized by Forbes, Financial Times, Bloomberg, Inc. magazine, Smart CEO, the Communicator Awards, Ernst & Young and many others. 

Petplan supports partner shelters, rescues and humane societies across the U.S. in addition to funding humane veterinary research into hereditary, congenital and other chronic conditions through the Petplan Fund.