Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Charlene

I love Nationwide Pet Insurance

My late husband and I have carried Nationwide Pet Insurance, formerly VPI Pet Insurance, on our Yorkies since 1987, when after paying our first veterinarian bill, I laughingly asked why pets can't be insured like me for doctor visits and the Technician pointed me to the VPI Pet Insurance brochures. I once tried another insurer, but when our Yorkie at the time had to go into emergency care, the resulting bill out of pocket was $3000+, I went back to Nationwide. I now carry both Wellness and Illness coverage at a very good reimbursement rate. The monthly premium is justified considering my return on expenditure. The key is to SUBMIT CLAIMS for both Wellness visits, and for medical visit!
5

out of 5

POSTED: | BY: Bonnie

BEST insurance EVER! Worth every penny

My bluetick Ruby, has had a rough patch THIS last year and Nationwide has been INCREDIBLE! Quick payment and the ease of submitting a claim is awesome! We love the Vitus vet app. I'm so thankful UCHealth offers this as a benefit for their employees at a great rate! THANK YOU!!
5

out of 5

POSTED: | BY: Madison Le

Pet insurance is a must have!

We purchased pet insurance for our little girl soon after we adopted her (5 yrs. ago) and luckily have never had to file a claim until recently. Since it was our first, I spoke with an agent who walked me through the online process and it was an ease. After filing, I rec’d a confirmation and was able to track progress online. Within a couple of weeks I rec’d my check and it covered 75% of the bill! Insurance is one of those funny things in life. You forget it about it until you need it and when you do, you hope that it’ll work for you and in this case it did for us. I’m thankful for Nationwide and glad I had the foresight to purchase it years ago.
5

out of 5

POSTED: | BY: Linda

Great service and coverage!

Only negative was the recent disproportionate rate increase!
5

out of 5

POSTED: | BY: Josh Guyer

Convienient

Easy to use app and straightforward claim submission. No issues with process.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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