Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jeanne Exworthy

Refund comes in to my bank quickly.

Just thank you for being here.
5

out of 5

POSTED: | BY: Melissa

Nationwide helps me take better care of my furbabies!

Zoey is finally heartworm free. Many owners have to give up their beloved pets bc the treatment is so costly. I didn’t have to worry bc she’s covered by nationwide. The claims process is so easy and anytime i’ve Had questions, the service is stellar!
5

out of 5

POSTED: | BY: Melinda Waxler

So grateful we had insurance, I was hesitant in the beginning but glad I decided to get it.

I was so worried the insurance wouldn’t cover my dogs illness, because that would just be my luck! So excited To say all I had to pay was my deductible! Very glad I decided to purchase pet insurance, one visit and it’s paid for itself!
5

out of 5

POSTED: | BY: Mickayla Guanci

Thankful for Nationwide

I took out pet insurance on both of my dogs way back when they were younger and had no health issues- thinking 'if something big happens it will be worth it'. Well fast forward until they turned 8 and 9 and they were BOTH diagnosed with cancer. One with a very aggressive terminal form of cancer (requiring a toe amputation and palliative chemotherapy), and the other with a cureable form that required surgery and close monitoring. If it weren't for nationwide I don't know how I could've possibly afforded to provide my pups the care they needed. Feeling so grateful that I chose Nationwide for my pet insurance company!
5

out of 5

POSTED: | BY: Lisa

Claims

So easy to submit a claim and payment is so fast!

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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