Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,831

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Tim

You're happy to take our money and even happier to deny claims

Just like typical insurance companies who deny claims for stated "preexisting condition", even though it wasn't. You're very happy to take our money, but refuse to cover valid claims. Will be looking at replacing and/or firing your company in the very near future.
5

out of 5

POSTED: | BY: Amber

Great insurance

It is very easy to submit your claim. You just take a picture with your phone and send it through email. My puppy had a bad reaction to his vaccines, so I called the help line and they were absolutely amazing. It's very comforting knowing that I have someone to call anytime day or night if my puppy is not acting okay. Thank you!
5

out of 5

POSTED: | BY: John

Nationwide is pricey, but they deliver.

Our dog needed expensive radiation treatment for an infiltrative tumor. Nationwide paid it without question. It was great for the dog and us.
5

out of 5

POSTED: | BY: Janice

Great so far!

We just got the insurance and so far it's great. We had a vet visit the same day our insurance was approved so we were able to file the claim and it went through with no issues.
5

out of 5

POSTED: | BY: Michele

Great service

So far this has been a great experience for us! The claims have been easy to complete and they've been quick to process and reimburse us.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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