Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: elaine

great pet insurance

i would, it helped with our first lil one that had a lot of medical issues.
5

out of 5

POSTED: | BY: Melissa Plamondon

Highly recommended Pet Insurance for my rabbit with Intestinal blockage.

My rabbit had urgent Gastro intestinal blockage which I was unable to treat with home meds and fluids. I took her to a 24 hour hospital which helped clear her stomach and then get her stable. I also had to take her to another vet the following day. I submitted the claims to the insurance and the reimbursement came timely. I was able to upload the claim documents and attachments easily and there was nothing more for me to do. Better insurance than my own health insurance, which I also had gone through several iterations of submitting the claim and received much less reimbursement as they said it was out of network. I am very happy I have nationwide pet insurance for my two rabbits and I would recommend it for others as well. It makes their health decisions much easier and is easier to care for an ill pet knowing I have insurance to back me up.
5

out of 5

POSTED: | BY: Regina Love

Quick and easy claims

The process to file and claim is so easy and quick. I like that they send notification that the claim had been received. Good communication on insurances part.
5

out of 5

POSTED: | BY: Brielle Clearfield

We wouldn’t know what to do without Nationwide

Nationwide Pet Insurance has been insanely helpful in providing financial assistance with our vet visits. We have been grateful to have them supporting us as we take our puppy to his check ups and get shots. Thanks Nationwide for your quick assistance and payouts for our visits!
5

out of 5

POSTED: | BY: Arkady Hagopian

Painless and FAST claims experience

We have 5 animals insured with Nationwide and over the last 5 years, we have had to file 2 major claims. Both claims have been very fast and efficient. It took maybe 5 minutes to file the claim and we got reimbursed within a week. This last time, in particular, was very fast. I think from the date I filed the claim, I recieved payment in 2 days. Thank you Nationwide.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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