Nationwide | Pet Insurance Review

4.7

out of 5

Number of reviews 25,788

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: Nicole

Otitis externa should not be a preexisitng condition.

I was disappointed to find out that you’ve classified Lexi’s otitis externa as a pre-existing condition. While she has had this condition in the past, I feel that this is not a chronic condition with ongoing treatment. And, given the breed, it is known that they are predisposed to ear infections simply due to their anatomy.
5

out of 5

POSTED: | BY: Pamela

Good pet insurance

While we appreciate your prompt attention to our claims, we are concerned with the annual cost. The cost goes up substantially every year, threatening to eventually price us out of your coverage. We will check other pet insurance policies once that happens.
5

out of 5

POSTED: | BY: Christopher

Streamline EClaims

I wish it were easier to claim electronic reimbursements. Using zelle, PayPal or Venmo would be better solutions that whatever the you use now. I’ve been locked out so many times that I just went back to paper checks
5

out of 5

POSTED: | BY: Iren

Good insurance

Nationwide has been fast and satisfying.
5

out of 5

POSTED: | BY: Jennifer

Claim processed very fast

Our claim was processed very quickly, much appreciated.
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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