Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sona Aslanian

So happy with nationwide pet insurance!

The process has been really easy to navigate and we are so happy with nationwide pet insurance. Thank you for your swift responses and overall wonderful service!
5

out of 5

POSTED: | BY: Matthew D.

Dont raise the rates again or we are going to have to drop the policy

Very pricey insurance, and we struggle every year whether to maintain the coverage. But so far, we continue to see the value in having the coverage.
5

out of 5

POSTED: | BY: Esperanza Navarro

Great response!

Claims were processed so quickly and easily. I don’t know what I would have done without this insurance. My little guy was sick and needed expensive tests (cardiology, MRI, Spinal tap). Nationwide paid 90%! My cat and my bank account are ok now. Thank you!
5

out of 5

POSTED: | BY: Gordon Chambers

Fast efficient service

Good efficient service. Fast reply’s and quick claims services.
5

out of 5

POSTED: | BY: Jessica Bula

Great service and quick turnaround.

I was curious about pet insurance after the passing of our first dog. Our first dog was a senior with many health problems and we had spent a lot of money out of pocket with no pet insurance. Months later we adopted a puppy and our company offered nationwide pet insurance. I immediately enrolled our puppy to have peace of mind of covering vet costs in case he were to get sick, need emergent care and annual checkups/preventative medication. Using the app has made submitting claims very easy, and the turnaround time is quick! I am so glad that I enrolled our dog in pet insurance!
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Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Nationwide Pet Insurance detail
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.
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