Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Brooke Tomiello

Exemplary service

Signing up for nationwide was one of the best things I did when we first adopted Ruby. The service and ease of use of apps and submissions has been a phenomenal experience. It is one less worry and I am thankful.
5

out of 5

POSTED: | BY: John

Wow, it was easy

I did lots of research on which pet insurance to buy. Hoping I would never use it. And shortly after signing up my pet had a major emergency. I didn't even think about the pet insurance. Just did everything I could to ensure my puppies health long term. My Vet submitted everything and within a week, I had reimbursements. With that came great communication and assistance. I feel Nationwide is part of my family along with my Vet in caring for my puppy. I truly appreciate it.
5

out of 5

POSTED: | BY: Katherine Binks

Always fast and reliable

Very happy with our recent experience. Our claim was processed in just a couple of days and we received our check in the mail the next week. As always, we were emailed with the progress of our claim. Thank you!
5

out of 5

POSTED: | BY: William Conrad

Excellent Service and Quick Response

Best pet insurance we ever had. Fast and efficient service.
5

out of 5

POSTED: | BY: Yvonne DeCarlo

Very easy to submit a claim

They have made it very simple to submit a claim. They are very helpful especially when you have a sick dog.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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