Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,744

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mary

Oscar had a fungal infection on his toenails.

Nationwide Pet Insurance is wonderful.
5

out of 5

POSTED: | BY: Catherine

It’s good to have Nationwide when unexpected sickness happens.

I am glad that I chose Nationwide. It has been extremely helpful to have some of the expenses covered especially during this time. Thank you.
3

out of 5

POSTED: | BY: Maureen

Premium Invoices

It might help to reduce costs if you only sent one invoice for premiums about one month before the expiration date. I'm receiving three notices, the last of which usually arrives after I've already paid the premium. Also, when I get an email regarding a pending claim, it would help if the email mentioned the name of the pet as I have three cats insured with you.
5

out of 5

POSTED: | BY: VICTORIUS

Very Pleased with the service and plans provided for my Showdogs

Great coverage for my dogs
5

out of 5

POSTED: | BY: Susana

I am pleased with this pet insurance.

At this point I've had Nationwide Insurance for about 9 months. I am glad to have had it - especially after my dog spent a night in the ICU at the emergency vet's. Once my deductible was satisfied, refunds came quickly with no questions asked. I have no complaints, and I appreciate being able to take my dog for medical care and advice without worrying about the expense.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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