Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alejandra

Excellent and fast service

My claim was process fast and was easy process Thanks you !!!!
5

out of 5

POSTED: | BY: Tahiry

Unexpected

I did not know that some parts of my visit would be covered and was happy to find out that they were. I was really happy to see that Nationwide values us as customers.
4

out of 5

POSTED: | BY: Heather Edwards

Excellent

I love the service, the claims are easy to complete. The only 'issue' I have is that I've submitted 2 claims for something unrelated to an existing condition and it was assumed that it was related to that. Instead of asking (call, email, etc.) about it, it was denied and I had to submit additional paperwork to re-explain. This extra work on my end could have been avoided with communication asking me.
5

out of 5

POSTED: | BY: Katherine Brown

Nellie

VPI has been a wonderful resource to have.
5

out of 5

POSTED: | BY: AnnMarie Paci

Claims get paid relatively fast

I really like Nationwide pet insurance. If I could change one thing it would be at the beginning of the yr meds for heartworm ,fleas coverage even though the shots are free with the vet taking him once a year for this coverage is truly expensive on the pet owners out of pocket . Otherwise very happy Great jo

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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