Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 21,417

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
4

out of 5

POSTED: | BY: George Spohn

Fair claim reviews and rapid responce

no comment
5

out of 5

POSTED: | BY: suzie duffy

peace of mind

love the coverage and service you get
5

out of 5

POSTED: | BY: Bill Meisner

Exceeded expectations for coverage and claim processing!

Finally decided to try pet insurance with our new 8 week old English Cream Retriever puppy. I was somewhat skeptical about what would be covered and how difficult it would be to make a claim. Nationwide paid for all of the first visits preventative expenses and claim was seamlessly processed in a couple of days. Definitely exceeded my expectations so far!
5

out of 5

POSTED: | BY: Irby Egami

Very easy to put in a claim.

This is the first year I have been able to do pet insurance, thank you for making easy to apply and submit a claim.
4

out of 5

POSTED: | BY: Shana Baumann

nice To have but out pricing value with renewal increases

Like having a pet insurance policy. Have had for both our boxers since they were 8 weeks. The rate increases at renewal for dogs with well care and minimal acute care are beginning to put price the value. The year 2 to year 3 was almost a deal breaker. If 3 to 4 has another increase. We will change carriers.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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