Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michele

Grateful

I'm grateful for your pet insurance and the ease of submitting claims and receiving my reimbursements.
5

out of 5

POSTED: | BY: Lisa

Wouldn’t Be Without

Wouldn’t do without pet insurance now and Nationwide makes it very simple.
5

out of 5

POSTED: | BY: Erik

Great insurance coverage

This is great insurance to cover a pet. All the medications like flea and tick, heart worm and yearly shots are covered. That in itself is beneficial. The years a health problem pops up, then it’s extremely beneficial. We’ve recommended this insurance to family members. We’re very happy!
5

out of 5

POSTED: | BY: Veronica

It was such a relief to to have my dog

I am really happy that Nationwide helped with the cost of getting my sick boy fixed. He had a surgery that was really expensive and I wouldn't have been able to cover it on my own. It's nice to have that relief and know my dogs are going to be taken care of when they need it, instead of letting them suffer.
5

out of 5

POSTED: | BY: Callan

Great pet insurance!

Having Nationwide pet insurance has absolutely made me a better dog owner. I'm able to bring Luna into the vet at the first sign of anything concerning without having to worry about the cost. As she starts to get older, I love that we will be able to continually monitor things like arthritis and provide any treatment helpful to elongate her most comfortable and puppy like years. Nationwide makes filing claims easy, I've never had a question/problem that they weren't able to resolve right away.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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