Nationwide | Pet Insurance Review

4.8

out of 5

Number of reviews 24,757

As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. Learn more about Nationwide’s plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Elizabeth

You’re awesome

You guys are awesome!
5

out of 5

POSTED: | BY: Julia

Amazing Dog Insurance

Nationwide pet insurance is amazing! I would recommend them to anyone! It is so easy to file a claim and they are super quick to complete the claim. I’ve tried other pet insurance and by far Nationwide is so much better!
5

out of 5

POSTED: | BY: Eva

Excellence

I have always been happy with Nationwide. Never have had an issue with a claim and they are paid very promptly. Thank you Nationwide.
5

out of 5

POSTED: | BY: Tracy

Claim Review and Reimbursement

Your company makes it so easy to submit a claim, and the review and reimbursement response is very fast. I truly feel the speed of the process and follow up to see how my fur baby is doing you consider him to be part of your family. THANK YOU
5

out of 5

POSTED: | BY: Tom

What a Pleasant Surprise After a Crummy Day

As a general rule of thumb, I have a very cynical view of what my insurance will actually cover when it comes time for them to pay a claim, as well as how combative the process will be. This was unreal. After Sam's emergency vet visit during quarantine, we we're already stressed out, but happy he was alright. A couple of days later, I filed the claim, which was the easisest thing on earth (literally just uploaded the receipt/discharge papers the vet emailed me). Within 48 hours, I got a simple email saying "claim approved" and (2) weeks got a check. I never leave reviews, but was impressed enough by this process that it felt warranted.

Monthly Cost

Policies start at approximately $12 per month.

Coverage

Nationwide offers a variety of plans offering varying levels of coverage. The company’s most popular plan, Whole Pet with Wellness, offers 90% reimbursement for accident, injury, illness and wellness care, inclusive of exam fees. All Nationwide members have complimentary 24/7 access to vethelpline.

Payout Limits

Depending on the plan selected, there may be annual benefit limits or per incident benefit allowances. There is no annual limit for the company’s most popular plan, Whole Pet with Wellness.

Deductible

Annual deductibles range from $0 to $1,000. Most popular annual deductible for Whole Pet with Wellness is $250.

Age Limits

No age restriction to enroll in company’s most popular plan, Whole Pet with Wellness. Other plans may have age restrictions.

Waiting Period

14-day waiting period after application approved and payment of premium is received.

Exclusions

Pre-existing conditions are not covered on any plans (if a condition is curable, it may be eligible for review if pet remains treatment-free for at least six months). Whole Pet with Wellness covers nearly all veterinary expenses. Notable exclusions include boarding and grooming.
Since 1982, Nationwide has helped pet owners protect what matters most. As the largest provider of pet health insurance in the U.S., Nationwide currently insures over 600,000 dogs, cats, birds and exotic pets for medical conditions related to illnesses, injuries accidents and wellness care. In 2015, it introduced Whole Pet with Wellness, the only U.S. pet health insurance plan offering complete coverage for injuries, accidents, illnesses and wellness care. Policies range from nose-to-tail coverage to routine pet care plans that offer reimbursement for wellness exams and preventive treatments.

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